tag:blogger.com,1999:blog-8874170324185816872024-03-09T23:16:42.264+05:30Bank PensionerThe blog deals with the issues regarding the retired bank employees who have opted for pension.
Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.comBlogger350125tag:blogger.com,1999:blog-887417032418581687.post-54402265014585756412024-03-09T16:49:00.005+05:302024-03-09T16:49:42.925+05:30Ex Gratia for Pensioners AIBEA circular<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgq2wXiipZAXdeWMr7EE1DY5XtuWm8qkSD6f_wrj9aMHs2QpPgRWKJkFmDRoRkw_JcqrSpgkx4i-h6f9Zxux2xjSpwLAR6xTjccUdyuv0byMvY27Qzf0U0OnDQ32xgZOqReAJmtjITCmgbIs98axwbmYMaSygGzydQmFbWaKEFpM_FRiJPXzh3iTdXe_7o/s1080/IMG_20240308_183251.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="621" data-original-width="1080" height="381" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgq2wXiipZAXdeWMr7EE1DY5XtuWm8qkSD6f_wrj9aMHs2QpPgRWKJkFmDRoRkw_JcqrSpgkx4i-h6f9Zxux2xjSpwLAR6xTjccUdyuv0byMvY27Qzf0U0OnDQ32xgZOqReAJmtjITCmgbIs98axwbmYMaSygGzydQmFbWaKEFpM_FRiJPXzh3iTdXe_7o/w663-h381/IMG_20240308_183251.jpg" width="663" /></a></div><br /> <p></p>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com2tag:blogger.com,1999:blog-887417032418581687.post-6437630500158565662024-02-01T14:19:00.003+05:302024-02-14T15:02:37.833+05:30DEARNESS RELIEF PAYABLE TO PENSIONERS W..E.F. 1ST FEB 24 TO 31ST JULY 24<h3 class="post-title entry-title">DEARNESS RELIEF PAYABLE TO PENSIONERS W..E.F. 1ST FEB 24 TO 31ST JULY 24</h3><h3 class="post-title entry-title"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgag3jxj3112zXTakYCK77vrH92LbgT5ML_CQw6G3g6ml2lPTif9FIHrSwyGLg9cakgxglxEvrihPkT1oFxJy7c70UQEEU_nwX5P_02CRQdA8tezh6W7-XHGUwanA9_N8sHhXQ87vuOrvMP7IF9zvw4NQwROoPs52kWP2NE7XnYk0_mhaumA1SPm5XD-Sg/s884/IMG_20240214_122729.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="879" data-original-width="884" height="560" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgag3jxj3112zXTakYCK77vrH92LbgT5ML_CQw6G3g6ml2lPTif9FIHrSwyGLg9cakgxglxEvrihPkT1oFxJy7c70UQEEU_nwX5P_02CRQdA8tezh6W7-XHGUwanA9_N8sHhXQ87vuOrvMP7IF9zvw4NQwROoPs52kWP2NE7XnYk0_mhaumA1SPm5XD-Sg/w563-h560/IMG_20240214_122729.jpg" width="563" /></a></h3><br />
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</script>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0tag:blogger.com,1999:blog-887417032418581687.post-60589784873117740082023-08-01T14:14:00.000+05:302023-08-01T14:14:27.320+05:30DEARNESS RELIEF PAYABLE TO PENSIONERS W.E.F.1ST AUG'23 TO 31ST JAN'24.<p> </p><p></p><div style="text-align: left;"><b><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%; mso-ansi-language: EN-IN; mso-bidi-language: MR; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;"> <span style="font-size: small;">DEARNESS
RELIEF PAYABLE TO PENSIONERS W.E.F.1ST AUG'23 TO 31ST JAN'24</span>.</span></b></div><p><b><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%; mso-ansi-language: EN-IN; mso-bidi-language: MR; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;"></span></b></p><div class="separator" style="clear: both; text-align: center;"><b><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhy5qH7mhfmOYtRWEamEZ1sGVZzU1wN07YrtWmEnLodtBRTHT9DEpMRaBZhnbdU9Z3EIlzCnR2ALTnD6UEshefpk-9-7MtR9vLe8stBK8wEPlIjYMtikIbdiT66FNKvTNVAOyrirrwaY8lCFbbWewgV-c_zgG6FPdlaMtBI2LUOfC14QMyxkLvaiWmawhU/s1060/IMG-20230731-WA0073.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="767" data-original-width="1060" height="354" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhy5qH7mhfmOYtRWEamEZ1sGVZzU1wN07YrtWmEnLodtBRTHT9DEpMRaBZhnbdU9Z3EIlzCnR2ALTnD6UEshefpk-9-7MtR9vLe8stBK8wEPlIjYMtikIbdiT66FNKvTNVAOyrirrwaY8lCFbbWewgV-c_zgG6FPdlaMtBI2LUOfC14QMyxkLvaiWmawhU/w488-h354/IMG-20230731-WA0073.jpg" width="488" /></a></b></div><b><br /> </b><p></p><p><b><span style="font-family: "Times New Roman","serif"; font-size: 12pt; line-height: 115%; mso-ansi-language: EN-IN; mso-bidi-language: MR; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-IN;"> </span></b></p><p><span style="font-size: medium;"><span style="color: blue;"><span style="color: #333333;">D.A
calculator is available for calculating revised D.A. and
difference. For calculating D.A , enter basic ( original basic
without reducing commutation amount) and click on the calculate
button. Revised D.A , Present D.A. and difference will be displayed
on the calculator. Select appropriate retirement date range according
to the date of retirement.</span></span></span></p><p><span style="font-size: medium;"><span style="color: blue;"><span style="color: #333333;"><span style="font-size: medium;"><span face=""arial" , "helvetica" , sans-serif"><span style="color: blue;"><span style="color: #333333;">Click on the following link for D A Calculator. </span></span></span></span>
<span style="font-size: medium;">
<span face=""arial" , "helvetica" , sans-serif">
</span><br />
</span><br />
</span></span></span></p><div style="text-align: justify;">
<span style="font-size: medium;">
<span face=""arial" , "helvetica" , sans-serif">
<span style="color: blue;"><span style="color: #333333;"> </span></span></span></span><span style="font-size: medium;"><span face=""arial" , "helvetica" , sans-serif"><a href="http://bankpensioner.com/dacalculator_Jul_2023.html" target="_blank"><b><span style="color: blue;"><span style="color: #333333;">D.A. Calculator</span></span></b></a></span></span></div><div style="text-align: justify;"><span style="font-size: medium;"><span face=""arial" , "helvetica" , sans-serif"><b><span style="color: blue;"><span style="color: #333333;"> </span></span></b></span></span></div><div style="text-align: justify;"><span style="font-size: medium;"><span face=""arial" , "helvetica" , sans-serif"><b><span style="color: blue;"><span style="color: #333333;"> </span></span></b></span></span></div><div style="text-align: justify;"><span style="font-size: medium;"><span face=""arial" , "helvetica" , sans-serif"><b><span style="color: blue;"><span style="color: #333333;"> </span></span></b></span></span></div><p> </p><p> </p>
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</script>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0tag:blogger.com,1999:blog-887417032418581687.post-55731962121104128112023-07-29T18:50:00.000+05:302023-07-29T18:50:50.468+05:30100 % DA Neutralisation calculator for pensioners retired beween 01/04/1998 and 31/10/2002<p><span style="font-size: large;"> UFBU and IBA signed agreement for extending the benefit of 100% DA neutralisation to pre NOV 2002 retirees on 29th July 2023. There will be no arrears and effective date will be declared after concurrence with DFS. <br /></span></p><p><span style="font-size: large;"> </span></p><p><span style="font-size: large;"> Click on the link below for 100 % DA Neutralisation calculator for pensioners retired beween 01/04/1998 and 31/10/2002</span></p><p><span style="font-size: large;">Calculator is based on DA rate effective for period Feb 23 to Jul23. (No of slabs 1755)<br /></span></p><p><span style="font-size: large;">From Aug 23 on wards DA rate will be different<br /></span></p><p><span style="font-size: large;"> </span></p><p><span style="font-size: large;"><a href="http://bankpensioner.com/da_neutralisation_calc.html" target="_blank">100 % DA Neutralisation calculator </a></span></p><p><span style="font-size: large;"> </span></p><p><span style="font-size: large;"> </span><br /></p><p><br /></p><p><br /></p>
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</script>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com2tag:blogger.com,1999:blog-887417032418581687.post-86315370146438014292023-02-01T14:17:00.001+05:302023-02-01T14:40:34.517+05:30DEARNESS RELIEF PAYABLE TO PENSIONERS W..E.F. 1ST FEB 23 TO 31ST JULY 23<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjvcsqA67GCODw4ZdVAgcgJBIjw9NuzydNAFdlP6wiNNe0jP8S-iuh6RMEIYEZpIGv8qEJK-QCYH2Ii2WGcpzOMx_guMU0FVLX-RleFxl-TMZErkmtHzbg-FKqHaQCBnXoaf-yq9D6hcqrHjBTLLXjNSQ3Ja3_TpTZfesl9lRqAPGsvMiUpVHpCP-dU/s878/IMG_20230131_193042~2.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="876" data-original-width="878" height="459" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjvcsqA67GCODw4ZdVAgcgJBIjw9NuzydNAFdlP6wiNNe0jP8S-iuh6RMEIYEZpIGv8qEJK-QCYH2Ii2WGcpzOMx_guMU0FVLX-RleFxl-TMZErkmtHzbg-FKqHaQCBnXoaf-yq9D6hcqrHjBTLLXjNSQ3Ja3_TpTZfesl9lRqAPGsvMiUpVHpCP-dU/w460-h459/IMG_20230131_193042~2.jpg" width="460" /></a></div><br /><p></p><p> </p><p><span style="font-size: medium;"><span style="color: blue;"><span style="color: #333333;">D.A
calculator is available for calculating revised D.A. and
difference. For calculating D.A , enter basic ( original basic
without reducing commutation amount) and click on the calculate
button. Revised D.A , Present D.A. and difference will be displayed
on the calculator. Select appropriate retirement date range according
to the date of retirement.</span></span></span></p><p><span style="font-size: medium;"><span style="color: blue;"><span style="color: #333333;"><span style="font-size: medium;"><span face=""arial" , "helvetica" , sans-serif"><span style="color: blue;"><span style="color: #333333;">Click on the following link for D A Calculator. </span></span></span></span>
<span style="font-size: medium;">
<span face=""arial" , "helvetica" , sans-serif">
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</span><br />
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<span style="font-size: medium;">
<span face=""arial" , "helvetica" , sans-serif">
<span style="color: blue;"><span style="color: #333333;"> </span></span></span></span><span style="font-size: medium;"><span face=""arial" , "helvetica" , sans-serif"><a href="http://bankpensioner.com/dacalculator_feb_2023.html" target="_blank"><b><span style="color: blue;"><span style="color: #333333;">D.A. Calculator</span></span></b></a></span></span></div><p> </p><p> </p>
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</script>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0tag:blogger.com,1999:blog-887417032418581687.post-29862204926047378732022-07-30T15:56:00.000+05:302022-07-30T15:56:08.729+05:30DEARNESS RELIEF PAYABLE TO PENSIONERS W.E.F.1ST AUG'22 TO 31ST JAN '23<p> </p><table border="0" cellpadding="0" cellspacing="0" style="width: 576px;"><tbody><tr style="height: 20.25pt;"><td colspan="9" style="border-bottom: double 2.25pt; border-left: solid #548235 1pt; border-right: none; border-top: none; height: 20.25pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 432pt;" valign="bottom" width="576"><p align="center" style="text-align: center;"><b><span style="font-size: 14pt; line-height: 107%;">DR.Payable to Pensioners - 1st Aug'22 to 31st January '23.</span></b></p>
</td></tr><tr style="height: 15.75pt;"><td colspan="8" style="border-bottom: solid 1pt; border-left: solid #548235 1pt; border-right: none; border-top: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 384pt;" valign="bottom" width="512">
<p align="center" style="text-align: center;"><b>D.A. to those who retired on or
after 1st Jan 1986 to 1st Nov 1992.</b></p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: solid 1pt; border-left: solid #548235 1pt; border-right: none; border-top: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 96pt;" valign="bottom" width="128">
<p align="center" style="text-align: center;">Basic Pension</p>
</td><td colspan="2" style="border-bottom: solid 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 96pt;" valign="bottom" width="128">
<p align="center" style="text-align: center;">D.A.Payable</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td colspan="2" style="border-bottom: solid 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 96pt;" valign="bottom" width="128">
<p align="center" style="text-align: center;">Average Index</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: solid #548235 1pt; border-top: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;"><b>8456.00</b></p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-left: solid #548235 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>Slabs</p>
</td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">1964</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: solid 1pt; border-left: solid #548235 1pt; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 96pt;" valign="bottom" width="128">
<p align="center" style="text-align: center;">Up to Rs.1250.</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">1315.88</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>℅</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-left: solid #548235 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 96pt;" valign="bottom" width="128">
<p align="center" style="text-align: center;">Rs.1251 to 2000 </p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">1080.2</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>%</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: solid 1pt; border-left: solid #548235 1pt; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 96pt;" valign="bottom" width="128">
<p>Rs.2001 to Rs.2130.</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">648.12</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>%</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td colspan="2" style="border-left: solid #548235 1pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 96pt;" valign="bottom" width="128">
<p align="center" style="text-align: center;">Above Rs.2130</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">333.88</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>%</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td colspan="8" style="border-bottom: none; border-left: solid #548235 1pt; border-right: none; border-top: double #505050 2.25pt; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 384pt;" valign="bottom" width="512">
<p align="center" style="text-align: center;"><b><a data-saferedirecturl="https://www.google.com/url?q=http://D.A.to&source=gmail&ust=1659249806716000&usg=AOvVaw0Mu_Ukn-81vpA5F4zYcKhm" href="http://D.A.to" rel="noreferrer noreferrer" target="_blank">D.A.to</a> those who retired on or
after 1st November 1992 </b></p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: solid 1pt; border-left: solid #548235 1pt; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 96pt;" valign="bottom" width="128">
<p align="center" style="text-align: center;">Up to Rs.2400</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">639.45</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>%</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>Slabs</p>
</td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">1827</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: solid 1pt; border-left: solid #548235 1pt; border-right: none; border-top: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 96pt;" valign="bottom" width="128">
<p align="center" style="text-align: center;">Rs.2401 to 3850</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: solid 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: solid 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">529.83</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>%</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: solid 1pt; border-left: solid #548235 1pt; border-right: none; border-top: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 96pt;" valign="bottom" width="128">
<p align="center" style="text-align: center;">Rs.3851 to 4100</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: solid 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: solid 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">310.59</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>%</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td colspan="2" style="border-bottom: double 2.25pt; border-left: solid #548235 1pt; border-right: none; border-top: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 96pt;" valign="bottom" width="128">
<p align="center" style="text-align: center;">Above Rs.4100</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">164.43</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>%</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-left: solid #548235 1pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td colspan="7" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 336pt;" valign="bottom" width="448">
<p align="center" style="text-align: center;"><b>D.A. to those who retired on or
after 1st April 1998</b></p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: solid 1pt; border-left: solid #548235 1pt; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 96pt;" valign="bottom" width="128">
<p align="center" style="text-align: center;">Up to To. Rs.3550</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">406.32</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>%</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>Slabs</p>
</td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">1693</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-left: solid #548235 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 96pt;" valign="bottom" width="128">
<p align="center" style="text-align: center;">Rs.3551 to 5650</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">338.6</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>%</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: solid 1pt; border-left: solid #548235 1pt; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 96pt;" valign="bottom" width="128">
<p align="center" style="text-align: center;">Rs.5651 to 6010</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">203.16</p>
</td><td nowrap="nowrap" style="border-bottom: solid 1pt; border-left: none; border-right: none; border-top: solid #505050 1pt; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>%</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td colspan="2" style="border-left: solid #548235 1pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 96pt;" valign="bottom" width="128">
<p align="center" style="text-align: center;">AbovevRs.6010</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">101.58</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>%</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td colspan="8" style="border-bottom: solid #505050 1pt; border-left: solid #548235 1pt; border-right: none; border-top: double #505050 2.25pt; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 384pt;" valign="bottom" width="512">
<p align="center" style="text-align: center;"><b>D.A.Payable to those who retired
on or after 1st November 2002</b></p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: double 2.25pt; border-left: solid #548235 1pt; border-right: none; border-top: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">277.56</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>%</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>Slabs</p>
</td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">1542</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: solid #505050 1pt; border-left: solid #548235 1pt; border-right: none; border-top: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td colspan="7" style="border-bottom: solid #505050 1pt; border-left: none; border-right: none; border-top: double #505050 2.25pt; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 336pt;" valign="bottom" width="448">
<p align="center" style="text-align: center;"><b>D.A.Payable to those who retired
on or after 1st November 2007</b></p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-left: solid #548235 1pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">210.75</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>%</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>Slabs</p>
</td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">1405</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: solid #505050 1pt; border-left: solid #548235 1pt; border-right: none; border-top: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td colspan="7" style="border-bottom: solid #505050 1pt; border-left: none; border-right: none; border-top: double #505050 2.25pt; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 336pt;" valign="bottom" width="448">
<p align="center" style="text-align: center;"><b>D.A.Payable to those who retired
on or after 1st November 2012</b></p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: double 2.25pt; border-left: solid #548235 1pt; border-right: none; border-top: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">100.4</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>%</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>Slabs</p>
</td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">1004</p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: solid #505050 1pt; border-left: solid #548235 1pt; border-right: none; border-top: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td colspan="7" style="border-bottom: solid #505050 1pt; border-left: none; border-right: none; border-top: double #505050 2.25pt; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 336pt;" valign="bottom" width="448">
<p align="center" style="text-align: center;"><b>D.A.Payable to those who retired
on or after 1st November 2017</b></p>
</td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-left: solid #548235 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">36.82</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>%</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>Slabs</p>
</td><td nowrap="nowrap" style="border-right: solid #548235 1pt; border: none; height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p align="right" style="text-align: right;">526</p>
</td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: double #548235 2.25pt; border-left: solid #548235 1pt; border-right: none; border-top: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom">
<p>pm/30..07.22.</p><span style="color: #888888;">
</span></td><td nowrap="nowrap" style="border-bottom: double #548235 2.25pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td style="border-bottom: double #548235 2.25pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt; width: 48pt;" valign="bottom" width="64"><br /></td><td nowrap="nowrap" style="border-bottom: double #548235 2.25pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: double #548235 2.25pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: double #548235 2.25pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: double #548235 2.25pt; border: none; height: 15.75pt; padding: 0.75pt 0.75pt 0.75pt 0.75pt;" valign="bottom"><br /></td></tr></tbody></table><p> </p><p><span style="font-size: medium;"><span style="color: blue;"><span style="color: #333333;">D.A
calculator is available for calculating revised D.A. and
difference. For calculating D.A , enter basic ( original basic
without reducing commutation amount) and click on the calculate
button. Revised D.A , Present D.A. and difference will be displayed
on the calculator. Select appropriate retirement date range according
to the date of retirement.</span></span></span></p><p><span style="font-size: medium;"><span style="color: blue;"><span style="color: #333333;"><span style="font-size: medium;"><span face=""arial" , "helvetica" , sans-serif"><span style="color: blue;"><span style="color: #333333;">Click on the following link for D A Calculator. </span></span></span></span>
<span style="font-size: medium;">
<span face=""arial" , "helvetica" , sans-serif">
</span><br />
</span><br />
</span></span></span></p><div style="text-align: justify;">
<span style="font-size: medium;">
<span face=""arial" , "helvetica" , sans-serif">
<span style="color: blue;"><span style="color: #333333;"> </span></span></span></span><span style="font-size: medium;"><span face=""arial" , "helvetica" , sans-serif"><a href="http://bankpensioner.com/dacalculator_aug_2022.html" target="_blank"><b><span style="color: blue;"><span style="color: #333333;">D.A. Calculator</span></span></b></a></span></span></div><div style="text-align: justify;"><span style="font-size: medium;"><span face=""arial" , "helvetica" , sans-serif"><b><span style="color: blue;"><span style="color: #333333;"> </span></span></b></span></span></div><div style="text-align: justify;"><span style="font-size: medium;"><span face=""arial" , "helvetica" , sans-serif"><b><span style="color: blue;"><span style="color: #333333;"> </span></span></b></span></span></div><div style="text-align: justify;"><span style="font-size: medium;"><span face=""arial" , "helvetica" , sans-serif"><b><span style="color: blue;"><span style="color: #333333;"> </span></span></b></span></span></div><p> </p>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com2tag:blogger.com,1999:blog-887417032418581687.post-74490880577914272632022-02-01T10:31:00.002+05:302022-07-30T15:55:17.622+05:30DEARNESS RELIEF PAYABLE TO PENSIONERS W.E.F.1ST FEB'22 TO 31ST JULY'22.<p> </p><table border="0" cellpadding="0" cellspacing="0" style="width: 624px;"><tbody><tr style="height: 20.25pt;"><td colspan="8" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none double solid; border-top: none; border-width: medium medium 2.25pt 1pt; height: 20.25pt; padding: 0.75pt; width: 468pt;" valign="bottom" width="624">DEARNESS RELIEF PAYABLE TO PENSIONERS W.E.F.1ST FEB'22 TO 31ST JULY'22.</td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><br /></p></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="8" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt; width: 468pt;" valign="bottom" width="624"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><b><span style="color: black;">D.A. to those who retired on or after 1st Jan 1986 but before 1st Nov 1992.</span></b></p></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt; width: 140pt;" valign="bottom" width="187"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><span style="color: black;">Basic Pension</span></p></td><td colspan="2" style="height: 15pt; padding: 0.75pt; width: 115pt;" valign="bottom" width="153"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><span style="color: black;">D.A.Payable</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td colspan="2" style="height: 15pt; padding: 0.75pt; width: 96pt;" valign="bottom" width="128"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><span style="color: black;">Average Index</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><b><span style="color: black;">8239</span></b></p></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">Slabs</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">1909</span></p></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: solid none none solid; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium 1pt; height: 15pt; padding: 0.75pt; width: 140pt;" valign="bottom" width="187"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><span style="color: black;">Up to Rs.1250.</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">1279.03</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">℅</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none solid solid; border-top: none; border-width: medium medium 1pt 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt; width: 140pt;" valign="bottom" width="187"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><span style="color: black;">Rs.1251 to 2000</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">1049.95</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">%</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: solid none none solid; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">Rs.2001 to Rs.2130.</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">629.97</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">%</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none solid solid; border-top: none; border-width: medium medium 1pt 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt; width: 140pt;" valign="bottom" width="187"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><span style="color: black;">Above Rs.2130</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">324.53</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">%</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none double solid; border-top: none; border-width: medium medium 2.25pt 1pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor rgb(84, 130, 53) rgb(80, 80, 80) currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid double none; border-top: none; border-width: medium 1pt 2.25pt medium; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td colspan="8" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15.75pt; padding: 0.75pt; width: 468pt;" valign="bottom" width="624"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><b><span style="color: black;">D.A payable to those who retired on or after 1st November 1992</span></b></p></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: solid none none solid; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium 1pt; height: 15pt; padding: 0.75pt; width: 140pt;" valign="bottom" width="187"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><span style="color: black;">Up to Rs.2400</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">620.2</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">%</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">Slabs</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">1772</span></p></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none solid solid; border-top: none; border-width: medium medium 1pt 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt; width: 140pt;" valign="bottom" width="187"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><span style="color: black;">Rs.2401 to 3850</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">513.88</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">%</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none solid solid; border-top: none; border-width: medium medium 1pt 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt; width: 140pt;" valign="bottom" width="187"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><span style="color: black;">Rs.3851 to 4100</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">301.24</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">%</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none solid solid; border-top: none; border-width: medium medium 1pt 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt; width: 140pt;" valign="bottom" width="187"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">159.48</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">%</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none double solid; border-top: none; border-width: medium medium 2.25pt 1pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor rgb(84, 130, 53) rgb(80, 80, 80) currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid double none; border-top: none; border-width: medium 1pt 2.25pt medium; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td colspan="7" style="border: medium none; height: 15.75pt; padding: 0.75pt; width: 398pt;" valign="bottom" width="531"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><b><span style="color: black;">D.A. payable to those who retired on or after 1st April 1998</span></b></p></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: solid none none solid; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium 1pt; height: 15pt; padding: 0.75pt; width: 140pt;" valign="bottom" width="187"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><span style="color: black;">Up to To. Rs.3550</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">393.12</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">%</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">Slabs</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">1638</span></p></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none solid solid; border-top: none; border-width: medium medium 1pt 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt; width: 140pt;" valign="bottom" width="187"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><span style="color: black;">Rs.3551 to 5650</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">327.6</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">%</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: solid none none solid; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium 1pt; height: 15pt; padding: 0.75pt; width: 140pt;" valign="bottom" width="187"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><span style="color: black;">Rs.5651 to 6010</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">196.56</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: rgb(80, 80, 80) currentcolor currentcolor; border-left: none; border-right: none; border-style: solid none none; border-top: 1pt solid rgb(80,80,80); border-width: 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">%</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none solid solid; border-top: none; border-width: medium medium 1pt 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td colspan="2" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt; width: 140pt;" valign="bottom" width="187"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">98.28</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">%</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none double solid; border-top: none; border-width: medium medium 2.25pt 1pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor rgb(84, 130, 53) rgb(80, 80, 80) currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid double none; border-top: none; border-width: medium 1pt 2.25pt medium; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td colspan="8" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none solid solid; border-top: none; border-width: medium medium 1pt 1pt; height: 15.75pt; padding: 0.75pt; width: 468pt;" valign="bottom" width="624"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><b><span style="color: black;">D.A.Payable to those who retired on or after 1st November 2002</span></b></p></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">267.66</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">%</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">Slabs</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">1487</span></p></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none double solid; border-top: none; border-width: medium medium 2.25pt 1pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none solid solid; border-top: none; border-width: medium medium 1pt 1pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td colspan="7" style="border-bottom: 1pt solid rgb(80,80,80); border-color: rgb(80, 80, 80) currentcolor; border-left: none; border-right: none; border-style: double none solid; border-top: 2.25pt double rgb(80,80,80); border-width: 2.25pt medium 1pt; height: 15.75pt; padding: 0.75pt; width: 398pt;" valign="bottom" width="531"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><b><span style="color: black;">D.A.Payable to those who retired on or after 1st November 2007</span></b></p></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">202.5</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">%</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">Slabs</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">1350</span></p></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none double solid; border-top: none; border-width: medium medium 2.25pt 1pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor rgb(84, 130, 53) rgb(80, 80, 80) currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid double none; border-top: none; border-width: medium 1pt 2.25pt medium; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none solid solid; border-top: none; border-width: medium medium 1pt 1pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td colspan="7" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80); border-left: none; border-right: none; border-style: none none solid; border-top: none; border-width: medium medium 1pt; height: 15.75pt; padding: 0.75pt; width: 398pt;" valign="bottom" width="531"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><b><span style="color: black;">D.A.Payable to those who retired on or after 1st November 2012</span></b></p></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">94.9</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">%</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">Slabs</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">949</span></p></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none double solid; border-top: none; border-width: medium medium 2.25pt 1pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: 1pt solid rgb(80,80,80); border-color: currentcolor currentcolor rgb(80, 80, 80) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none solid solid; border-top: none; border-width: medium medium 1pt 1pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td colspan="7" style="border-bottom: 1pt solid rgb(80,80,80); border-color: rgb(80, 80, 80) currentcolor; border-left: none; border-right: none; border-style: double none solid; border-top: 2.25pt double rgb(80,80,80); border-width: 2.25pt medium 1pt; height: 15.75pt; padding: 0.75pt; width: 398pt;" valign="bottom" width="531"><p align="center" style="margin: 0px; padding: 0px; text-align: center;"><b><span style="color: black;">D.A.Payable to those who retired on or after 1st November 2017</span></b></p></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">32.97</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">%</span></p></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">Slabs</span></p></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><p align="right" style="margin: 0px; padding: 0px; text-align: right;"><span style="color: black;">471</span></p></td></tr><tr style="height: 15pt;"><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor currentcolor currentcolor rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none none solid; border-top: none; border-width: medium medium medium 1pt; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: none; border-color: currentcolor rgb(84, 130, 53) currentcolor currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid none none; border-top: none; border-width: medium 1pt medium medium; height: 15pt; padding: 0.75pt;" valign="bottom"><br /></td></tr><tr style="height: 15.75pt;"><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(84,130,53); border-color: currentcolor currentcolor rgb(84, 130, 53) rgb(84, 130, 53); border-left: 1pt solid rgb(84,130,53); border-right: none; border-style: none none double solid; border-top: none; border-width: medium medium 2.25pt 1pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><p style="margin: 0px; padding: 0px;"><span style="color: black;">pm/31.01.2022.</span></p></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(84,130,53); border-color: currentcolor currentcolor rgb(84, 130, 53); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td style="border-bottom: 2.25pt double rgb(84,130,53); border-color: currentcolor currentcolor rgb(84, 130, 53); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt; width: 48pt;" valign="bottom" width="64"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(84,130,53); border-color: currentcolor currentcolor rgb(84, 130, 53); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(84,130,53); border-color: currentcolor currentcolor rgb(84, 130, 53); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(84,130,53); border-color: currentcolor currentcolor rgb(84, 130, 53); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(84,130,53); border-color: currentcolor currentcolor rgb(84, 130, 53); border-left: none; border-right: none; border-style: none none double; border-top: none; border-width: medium medium 2.25pt; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td><td nowrap="nowrap" style="border-bottom: 2.25pt double rgb(84,130,53); border-color: currentcolor rgb(84, 130, 53) rgb(84, 130, 53) currentcolor; border-left: none; border-right: 1pt solid rgb(84,130,53); border-style: none solid double none; border-top: none; border-width: medium 1pt 2.25pt medium; height: 15.75pt; padding: 0.75pt;" valign="bottom"><br /></td></tr></tbody></table><p> <span style="font-size: medium;"><span style="color: blue;"><span style="color: #333333;">D.A
calculator is available for calculating revised D.A. and
difference. For calculating D.A , enter basic ( original basic
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on the calculator. Select appropriate retirement date range according
to the date of retirement.</span></span></span></p><p><span style="font-size: medium;"><span style="color: blue;"><span style="color: #333333;"><span style="font-size: medium;"><span face=""arial" , "helvetica" , sans-serif"><span style="color: blue;"><span style="color: #333333;">Click on the following link for D A Calculator. </span></span></span></span>
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</script>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com1tag:blogger.com,1999:blog-887417032418581687.post-49758613254356574422021-11-18T16:09:00.002+05:302021-11-18T16:13:22.114+05:30Pension Updation in Banks. Letter to IBA<p><span style="font-size: medium;"><span style="font-family: arial;"><b>Letter by AIBPARC to the chairman IBA regarding Pension Updation in Banks is reproduced below</b><br /></span></span></p><p><span style="font-size: medium;"><span style="font-family: arial;">Quote :<br />AIBPARC/IBA/PENSION UPDATION/EMAIL/2021 November 12, 2021.<br />Shri A.K. Goel,<br />Chairman, IBA,<br />& MD & CEO, UCO Bank.<br />Respected Sir,<br />Sub : Pension Updation in Banks.<br />We mention hereunder the chronological developments of the above issue for your kind information and ready reference:<br /> There had been a time when the issue of pension updation, when raised in Parliament, was addressed by a standard reply that it was a funded scheme and determined by bilateral negotiations between IBA and Unions/Associations. Hence, it was contended that government had little scope for intervention in this regard.<br /> The issue was first focussed into surface by AIBPARC when the organisation highlighted that Regulation 35.1 clearly mentioned the modality of updation of pension in its appendix 1 and it was not an unheard-of subject in the Banking Industry. An opposition came from certain quarters that the Regulation 35.1 mentioned about a particular batch only (01.01.1986 to 31.12.87) and it was not applicable to other retirees. It is AIBPARC which cited again that the Regulation 35.1 was amended in the year 2003 and it was made open-ended to make pension updation applicable for all and it was to take place in a concurrent manner with each salary revision for serving employees/officers in the Industry.<br /> Next came the issue of affordability of funds. This is often argued that pension updation would create a serious pressure on the balance sheet of banks. It is partially e myth. The total corpus of all the banks including that of SBI is far above Rs.3 Lac crore and the net out-go for updation of pension even as per RBI formula can be safely managed by the pension corpus which was created out of the surrender of the management contribution to PF by the employees during their service life. Any shortfall, after government- approved Actuary’s annual estimation, has to be made good by banks every year to the debit of PL account and it is a statutory obligation of banks as per Pension Regulations.<br /> The situation underwent a sea change with the following developments :<br />Hon’ble Union Finance Minister had expressed her concern about the well being of the retirees in an interview at a leading newspaper being followed by her address in the 73rd AGM of IBA. She expressed her concern for the retired employees and their families. She kept her commitment by arranging for a quick clearance of the improvement of family pension that was recommended by IBA. We profusely thanked Union FM, officials of MOF and UFBU for addressing an issue which remained unattended for a long time.<br /> The issue of pension updation was raised in Parliament again. This time the reply of MOS, Finance, was a departure from what was said in earlier occasions. It was told that government would consider with favour any proposal on pension updation if the same is recommended by IBA.<br /> Consequent upon this, IBA formed a five-man committee headed by Shri CH. Mallikarjuna Rao, MD & CEO, PNB to look into the subject of Pension updation. The said committee, it can be reasonably expected, was formed by IBA at the instance of GOI. The first meeting of the committee with UFBU took place on 22.07.21. It has been learnt from different communications that it was a one-sided affair where the members of the committee heard the views of the constituents of UFBU. It was expected that the committee would meet soon and the views of the members would be made known but things did not happen in the direction. Meanwhile, we have been hearing from different responsible sources that the members of the committee are making serious application of mind on the issue of updation and they are acting with a positive frame of mind to do something tangible for the retirees of the industry.<br /> The committee on government assurances, Rajya Sabha, under the chairmanship of Shri A. Navaneethakrishnan, MP, visited Bhubaneswar and Kolkata and met the officials of IBA, Functionaries of DFS and MD & CEO of selected banks and discussed the issues related to updation of pension. Our organisation has submitted a detailed memorandum in the hands of the Chairman of the Committee. We expect that the report submitted by the committee has already reached the decision making authorities.<br /> We have repeatedly harped on a careful reading of Regulation 56 of BEPR which states that in case of any doubt in regard to implementation of Pension Scheme in Banks, reference should be made to the corresponding provisions of Central Govt. Pension Scheme. It may please be noted that in the Agreements with the employees and officers organisations, it was clearly stated that the Pension Scheme in Banks was modelled on RBI pattern and Pension updation has been allowed in RBI.<br /> 100% DA neutralisation has been denied to pre-November, 2002 retirees and as a result of it a substantial chunk of older citizens are suffering from double jeopardy due to non-revision of pension and lower DA compensation.<br /> Hon’ble SC has held that pension is a deferred wage and not a bounty and wage revision and pension revision are inseparable.<br /> We have been remaining in dark for quite a considerable period of time. We have sent our representation to the Chairman of the five-man committee and copies have been endorsed to all other honourable members of the committee. We have also made it clear that the leaders of our organisation would be available at a reasonable notice to present ourselves before IBA or any other authority to explain in person what is the legality of our demand and what is the base of our contention that the outgo of fund required for updating the pension as per RBI formula is within a manageable extent. We have not received any communication so far.<br />Sir, the Retirees, being senior and super-senior citizens of the country, do not have sufficient time in hand to wait endlessly. They definitely require a consideration on a faster pace. We sincerely hope that you would kindly ensure that the five-man committee quickens the process of decision making and the issue of updation is carried forward to a logical conclusion without any loss of time. We also wish that the organisations of retirees, being one of the principal stake holders, must be given an opportunity to present their views for consideration. When the Union Govt. and various state governments offer consultative status to the organisations of retirees, we fail to understand what actually prohibits IBA to offer consultative status to the organisations of retirees. In a detailed memorandum, we have explained our views before IBA that as per instruction of MOF, GOI, IBA a few years of back asked every bank to form a committee at corporate level to hear the grievances of the retirees and the process is continuing with different member banks. When IBA passes instruction to form committees to discuss grievances of retirees at bank level, it really turns to be an anomaly and dichotomy when IBA at its own level denies consultative status.<br />We make a fervent appeal before your goodself to consider with favour the views expressed by us in the foregoing paragraphs and call us for discussion.<br />With kind regards,<br />(K.V. Acharya ) ( Suprita Sarkar )<br />President, AIBPARC & Jt. Convenor, CBPRO General Secretary, AIBPARC</span></span></p><p><span style="font-size: medium;"><span style="font-family: arial;">Unquote </span></span></p><p><span style="font-size: medium;"><span style="font-family: arial;"> </span></span></p><p><span style="font-size: medium;"><span style="font-family: arial;"> </span></span><br /></p>
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</script>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0tag:blogger.com,1999:blog-887417032418581687.post-26332839751272814722021-07-31T17:49:00.002+05:302021-07-31T18:17:28.070+05:30DEARNESS RELIEF PAYABLE TO PENSIONERS FROM 1st AUG'21 TO 31st JAN'22<p><span style="font-size: medium;"><b> D A rates for pensioners (%) 23 slabs more<br /></b></span></p><p><span style="font-size: medium;"><b> </b></span></p><div style="text-align: left;"><p><b>Retired prior to 01-11-1992 - 1835 Slabs over 600 points </b></p></div><div style="text-align: left;"><p><b>Upto 1250 1251-2000 2001-2130 Abv 2130<br /> 1229.45% 1009.25% 605.55% 311.95% </b></p></div><div style="text-align: left;"><p><b> After 01-11-1992 upto 31-03-1998 - 1698 Slabs over 1148 points</b></p><p><b>Upto 2400 2401-3850 3851-4100 Abv 4100 </b></p></div><div style="text-align: left;"><p><b> 594.30% 492.42% 288.66% 152.82% </b></p></div><div style="text-align: left;"><p><b>After 01-04-1998 upto 31-10-2002 - 1564 Slabs over 1684 points </b></p></div><div style="text-align: left;"><p><b>Upto 3550 3551-5650 5651-6010 Abv 6010 </b></p></div><div style="text-align: left;"><p><b>375.36% 312.80% 187.68% 93.84% <br />Retired on or after 01-11-2002 - 1413 Slabs over 2288 points </b></p></div><div style="text-align: left;"><p><b>For the entire Basic Pension Amount 254.34% </b></p></div><div style="text-align: left;"><p><b>Retired on or after 01-11-2007 - 1276 Slabs over 2836 points </b></p></div><div style="text-align: left;"><p><b>For the entire Basic Pension Amount 191.40%<br />Retired on or after 01-11-2012 - 875 Slabs over 4440 points</b></p></div><div style="text-align: left;"><p><b>For the entire Basic Pension Amount 87.50% </b></p></div><p style="text-align: left;"><b>Retired on or after 01-11-2017 - 397 Slabs over 6352 points </b></p><p style="text-align: left;"><b>For the entire Basic Pension Amount 27.79% </b></p><p style="text-align: left;"><b> </b></p><div style="font-family: Arial, Helvetica, sans-serif; text-align: justify;">
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</p><p style="text-align: left;"><b> </b></p>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0tag:blogger.com,1999:blog-887417032418581687.post-39689285090259107922021-07-23T15:52:00.001+05:302021-07-23T15:55:13.685+05:30Bipartite Meeting with IBA on Pension - joint circular by employees' unions<p><span style="font-family: arial;"><span style="font-size: medium;">Joint circular by employees' unions is reproduced below</span></span><br /></p><p> No. 2021/Joint Cir/02 22nd July, 2021<br />To All Units & Members<br />Dear Comrades,<br />Bipartite Meeting with IBA on Pension<br />Our unions and members are aware that after signing the 11th Bipartite Settlement on 11th November, 2020, we have been pursuing some of the issues that could not be finalised with the IBA in the Settlement. Accordingly, a round of discussions took place with IBA on 10-12-2020 and minutes were also signed on these residual issues.<br />Out of these issues, updation of pension was one of the important issues raised by us in that meeting and IBA agreed to discuss the issue further. Due to the second wave of pandemic, meetings could not be held so far. In the meantime, IBA, set up a Committee headed by Shri CH S S Mallikarjuna Rao, MD&CEO, PNB to deal with the issue of Pension.<br />On following up the matter with the IBA, today, IBA convened a Bipartite meeting between the Committee and our Unions (AIBEA-NCBE-NOBW-INBEF). The meeting was held under video conferencing.<br />IBA’s Committee was represented by Shri CH S S Mallikarjuna Rao, (MD&CEO, PNB) Chairman of the Committee, Shri. M V Rao (MD&CEO, Central Bank of India), Vice Chairman and Mr. Om Prakash Mishra (DMD, SBI), Shri S L Jain (ED, BOB), Shri D. Mukherjee (ED, Canara Bank), and Shri Gopal Murli Bhagat, Dy Chief Executive, IBA.<br />We were represented by Com. Rajen Nagar and Com. C.H. Venkatachalam from AIBEA, Com S.C Balaji and Com. S K Bandlish from NCBE, Com. Upendrakumar from NOBW and Com. O.P Sharma from INBEF.<br />While thanking the IBA for commencing the discussions on the important issue of review of pension scheme, we urged upon the IBA to hold discussions on all other residual issues also so that the same can be resolved amicably at the earliest.<br />Regarding pension related issues, we raised the following points:<br />a) Provision to be incorporated for ensuring revision in pension during every wage revision settlement.<br />b) Pending this finalisation, updation of pension for all pensioners who retired from 1-1-1986 to 31-10-2017.<br />c) While updating pension as above, pre-November,2002 pensioners to be kept in mind keeping their earlier tapering DA formula.<br />d) Improvements in pension scheme like additional pension above the age of 80, 90 and 100, full pension to be given for 20 years service and above instead of present 33 years, calculating basic pension based on average of last 10 months or last month basic pay whichever is beneficial to the pensioner, etc. on the lines of RBI/Government scheme<br />e) Bringing pension of all retirees at the uniform price index of 6352 points.<br />f) Revision in Ex Gratia pension of pre-1986 pensioners.<br />g) Pension for resigned employees<br />h) Clarification on false complaints of diversion of pension fund of Banks.<br />We further informed that all these issues can be further discussed in detail by convening a physical meeting for negotiations at the earliest when understandings can be reached on all these matters looking to cost aspect, etc.<br />Improvement in Family Pension at 30% without ceiling / Enhancement of management’s contribution from 10 to 14% under NPS for post-2010 employees:<br />We pointed out that the Improvement in Family Pension at 30% without ceiling and enhancement of management’s contribution from 10 to 14% under NPS for post-2010 employees have been agreed upon and are part of the Bipartite Settlement but the matters are still pending for approval with the Government. We urged upon the IBA to follow up the matter with the Government to expedite the approval without further delay.<br />Comrades, all our members will recall that on the same day last year i.e. on 22-7-2020, there was a crucial negotiation between IBA and Unions when the MoU was finalised and signed which paved the way for the successful 11th Bipartite Settlement with adequate wage revision and many improvements in the service conditions which are being hailed by the employees. We hope that the commencement of the discussions today on pension issues will also similarly lead to further fruitful discussions and successful culmination at the earliest.<br />Further developments will be informed in due course.<br />With greetings,<br />Yours comradely,<br />C H Venkatachalam S K Bandlish Upendrakumar O P Sharma<br />Gen. Secretary Gen. Secretary Gen. Secretary Gen. Secretary<br />AIBEA NCBE NOBW INBEF</p>
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</script>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0tag:blogger.com,1999:blog-887417032418581687.post-7495892636935029222021-07-10T11:39:00.002+05:302021-07-10T11:39:56.176+05:30AIBPARC holds virtual GC meeting on 8th July, 2021, Takes stock of contemporary issues and decides programme of action<p><span style="font-size: small;"><span style="font-family: arial;"><span style="font-size: medium;"><b>AIBPARC circular on the above subject is reproduced below</b></span><br /></span></span></p><p><span style="font-size: small;"><span style="font-family: arial;"><b>Circular No. 31/21 09.07.2021</b><u><b>.<br /></b></u><b>(For circulation among members of the governing council of AIBPARC,<br />State Secretaries, Special Invitees and Advisors.)<br />Dear Comrades,<br />Sub : AIBPARC holds virtual GC meeting on 8th July, 2021,<br />Takes stock of contemporary issues and decides programme of action<br />We have much pleasure to inform all concerned that the meeting of the Governing Council of the organisation took place on 8th July, 2021 virtually. We report hereunder the principal highlights of the meeting :<br />❖ The attendance was cent percent.<br />❖ Com. C. Gangadhar Yadav, our Working President, acted as the host. We are thankful to Com. Yadav and his team for the technical support.<br />❖ Com. K.V. Acharya, President, presided over the meeting which continued for 5 hours at a stretch without any break.<br />❖ 25 speakers including Advisors and Senior Office-bearers took part in deliberations. The exchange of ideas at a crucial time enriched the organisation and helped to arrive at the following decisions :<br />• The house expressed anguish and annoyance at the raw deal given to the elder citizens of the Banking industry by the Government in regard to not giving the clearance so far to the improved Family Pension although it was agreed upon long back in MOU and Bipartite Settlement/Joint Note and IBA’s recommendation to the effect was sent. Repeated clarifications sought for by the Government have reportedly been answered by IBA. The organisation has been very reasonably expecting the clearance on any day but till the date of holding the meeting, it has not come. The house notes the level of frustration in the minds of members and decides to convey the same to the authorities concerned.<br />• The house endorses the stand taken by the leadership in respect of lodging its claim as a principal stake holder before the IBA that it should be called for discussion on updation of pension which is currently being studied by an internal committee comprising of several CEO and MDs formed by IBA. The house records its anxiety in the matter of astronomical cost which was often projected by the actuaries appointed by IBA in the matter of updation of pension and family pension. This is demanded that the assumption should be realistic and the calculation sheets already presented before the Govt., IBA and UFBU by AIBAPRC be given due cognizance. AIBPARC, given the opportunity, will be making its presentation before IBA.<br />• The house appointed a two-man committee comprising of Com. P. S. Patki, Working President and Com. K. Chandrasekharan, Dy. General Secretary and State Secretary, Tamil Nadu to finalize the suggestions of AIBPARC on Group Medical Insurance Scheme for the year November, 2021 to October, 2022. The General Secretaries of all our affiliates are earnestly requested to mail their suggestions/ recommendations to the members of the committee at the following E-mail ID : patkiprakash@gmail.com and presidentchandru @gmail. com. within next 3 days and the committee will take 7 days to finalize. The urgency is felt as IBA has formed a sub-committee to study the subject and negotiations will be starting shortly. The house also felt that the last-moment hurry as experienced in previous years should not be repeated this time.<br />• The house decided to re-lodge its claim before IBA demanding official negotiation status. This is paradoxical to note that IBA by its official communication asks all banks to create grievance-redressal machinery but denies the same at its own level. IBA should again be approached to give cognizance to different issues escalated by the organisation at different points of time which include inter-alia the delay in sanction of stagnation increments (to eligible pensioners retiring between 01.11.12 and 30.04.15) by all banks, diversified interpretation made by banks for paying commutation arrears and interest thereon arising out of refixation of basic pay to rectify DA anomaly for a specified group of retirees, special allowance to be treated as part of basic pay, the address of different communications to CEO and MDs of public sector banks instead of writing to all the parties participating in Bipartite Settlement/Joint Note and different other issues taken up by the organisation.<br />• The house decided to re-lodge its demands before the Government that separate interest bracket is to be created for the elder citizens of the country to protect the interest income which is being drastically reduced by repeated curtailment of rates and extension of the best possible HR practices followed by the merging banks and the anchor bank to the retirees as per promises made by the government at the time of merger of banks.<br />• The house expressed serious concern at the much-floated news that government is going to take steps to privatize several nationalised banks. It is considered as a measure to push the wheels backward and it will not be beneficial to the country and the nation. The organisation will take part in all action programmes which will be declared by UFBU and AIBPARC will also formulate its own programmes in conducive situation when free movement will be permissible.<br />• The house notes with concern that some persons/organisations are floating different messages in whatsapp on various issues and such news are in most cases without any base. It is creating unnecessary tension and turmoil in the minds of retirees. It is nothing but cherishing a notional satisfaction. The organisation calls upon its members to rely upon a communication of AIBPARC only.<br />• The house accords its consent to the following co-options which had been long pending. The EC member from our affiliate in Central Bank of India, Com. D.H. Lahane will be upgraded to the post of Dy. General Secretary for the remaining period of the term and Com. M.L.Verma from the same affiliate will be inducted in the Governing<br />Council as an EC member.<br />• The house takes the following action programmes :<br />The members of the Governing Council will first send a memorandum to Union Finance Minister in a common format. If no action is taken by the government, then the membership will be called upon to submit a memorandum individually to Union Finance Minister conveying his/her dissatisfaction for non-resolve of long pending issues. The programme will be initiated in the month of July, 2021. The action points with specific dates of implementation and the circulation of common draft will be fine-tuned in consultation with senior office bearers and the same will be made known before 19th July, 2021 – a date which is very near to the hearts of all the Bankmen in the country.<br />• Comrades, you will appreciate that different issues are discussed and decisions are arrived at in such meetings. It is not possible to mention all the points in the circular. The viewpoints/concerns expressed by members are duly noted for follow up at different levels. To sum up, the meeting has been very purposeful. All the members are fervently hoping for restoration of normalcy in free movement at different parts of the country. As it is very difficult to go for demonstrative actions at the present moment, the digital front is going to be exploited to the maximum possible extent. If no result forth-comes, the organisation decided to go for demonstrative actions in permissible and conducive situation when the corona scare will not be there.<br />With best wishes and regards,<br />Comradely yours,<br />(SUPRITA SARKAR )<br />GENERAL SECRETARY </b></span></span></p><p><span style="font-size: small;"><span style="font-family: arial;"><b> </b></span></span></p><p><span style="font-size: small;"><span
style="font-family: arial;"><b> </b><br /><span><span></span></span></span></span></p>
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</script>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0tag:blogger.com,1999:blog-887417032418581687.post-58789029211495447422021-05-24T11:02:00.002+05:302021-05-24T11:02:49.365+05:30AIBPARC letter to Union Finance Minister regarding GST on group mediclaim policy and medical bills<p><span style="font-size: medium;"><span style="font-family: arial;"> AIBPARC letter on the above subject is reproduced below</span></span><br /></p><p><span style="font-size: medium;"><span style="font-family: arial;">.Quote</span></span><br /><span style="font-size: medium;"><span style="font-family: arial;">May 23,2021.<br />Ms Nirmala Sitharaman,<br />Hon'ble Union Finance Minister,<br />Government of India, New Delhi.<br />Respected Madam,<br />Sub: A frantic appeal on behalf of the Retirees of the Banking Industry<br />to abolish the present GST rate of 18pc on premium of Group Mediclaim<br />and also on medical bills.<br />We learn that the meeting of the 43rd GST Council is expected to be held<br />shortly under the Chairpersonship of your good self. The whole country is<br />eagerly expecting that the Council would be considering, inter alia, the<br />reduction of GST rates on various medical essentials to curb the financial<br />burden of Covid 19 treatment. We seize this opportunity to place before you<br />the aforesaid proposal in brief without any elucidation since we have already<br />represented before your good self, Hon’ble MOS for Finance and Chairman,<br />IBA on a number of occasions.<br />Madam, the Retirees of the Industry, being elder and super elder citizens of<br />the country, are extremely vulnerable in the pandemic situation and the<br />number of unfortunate deaths reported from different parts of the country is<br />also considerably high. The Retirees are totally dependent on the medical<br />insurance which they have to purchase each year at an ever--increasing cost<br />and the high rate of GST is further escalating the burden to an unbearable<br />proportion.<br />We appeal to you to kindly consider our proposal with sympathy and favour<br />as a part and parcel of the proposed relief to be extended for reduction of<br />financial burden of Covid 19 treatment and it would immensely benefit the<br />Retirees with scanty monthly pension & ex-gratia and family Pensioners<br />whose pathetic plight is already known to you.<br />With Kind regards,<br />Yours faithfully,<br />Suprita Sarkar<br />General Secretary.</span></span></p><p><span style="font-size: medium;"><span style="font-family: arial;">Unquote </span></span></p><p><span style="font-size: medium;"><span style="font-family: arial;"> </span></span></p><p><span style="font-size: medium;"><span style="font-family: arial;"> </span></span><br /></p>
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</script>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0tag:blogger.com,1999:blog-887417032418581687.post-10199888693642795402021-01-30T14:43:00.004+05:302021-01-30T14:58:15.678+05:30 DA rates for bankpensioners from Feb 2021 to July 2021 - 77 slabs increase <br />
<div style="font-family: Arial, Helvetica, sans-serif; text-align: justify;">
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</span></span></span><table border="1" cellpadding="0" cellspacing="0" class="MsoNormalTable" style="border-collapse: collapse; border: medium none; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-table-layout-alt: fixed;">
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<td colspan="5" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 218.05pt;" valign="top" width="291">
<p class="Default"><b><span style="font-size: 10pt;">D.A. Rates for Pensioners
(%) from Feb 2021 </span></b><span style="font-size: 10pt;"></span></p>
</td>
<td style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 13.65pt;" valign="top" width="18">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="12" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 115.85pt;" valign="top" width="154">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 12.25pt;" valign="top" width="16">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; mso-cell-special: placeholder; padding: 0cm;" width="66"><p class="MsoNormal"> </p></td>
</tr>
<tr style="height: 4.65pt; mso-row-margin-right: 49.2pt; mso-yfti-irow: 1;">
<td colspan="5" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 218.05pt;" valign="top" width="291">
<p class="Default"><b><span style="font-size: 10pt;">Retired prior to
01-11-1992 - 1812 Slabs over 600 points </span></b><span style="font-size: 10pt;"></span></p>
</td>
<td style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 13.65pt;" valign="top" width="18">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="12" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 115.85pt;" valign="top" width="154">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 12.25pt;" valign="top" width="16">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; mso-cell-special: placeholder; padding: 0cm;" width="66"><p class="MsoNormal"> </p></td>
</tr>
<tr style="height: 4.7pt; mso-row-margin-right: 35.05pt; mso-yfti-irow: 2;">
<td style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><b><span style="font-size: 9pt;">Upto 1250 </span></b><span style="font-size: 9pt;"></span></p>
</td>
<td style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><b><span style="font-size: 9pt;">1251-2000 </span></b><span style="font-size: 9pt;"></span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><b><span style="font-size: 9pt;">2001-2130 </span></b><span style="font-size: 9pt;"></span></p>
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<td colspan="3" style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><b><span style="font-size: 9pt;">Abv 2130 </span></b><span style="font-size: 9pt;"></span></p>
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<td colspan="8" style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="5" style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 28.8pt;" valign="top" width="38">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; mso-cell-special: placeholder; padding: 0cm;" width="47"><p class="MsoNormal"> </p></td>
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<tr style="height: 4.65pt; mso-row-margin-right: 35.05pt; mso-yfti-irow: 3;">
<td style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;">1214.04% </span></p>
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<td style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;">996.60% </span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;">597.96% </span></p>
</td>
<td colspan="3" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;">308.04% </span></p>
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<td colspan="8" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="5" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 28.8pt;" valign="top" width="38">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; mso-cell-special: placeholder; padding: 0cm;" width="47"><p class="MsoNormal"> </p></td>
</tr>
<tr style="height: 4.65pt; mso-row-margin-right: 49.2pt; mso-yfti-irow: 4;">
<td colspan="5" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 218.05pt;" valign="top" width="291">
<p class="Default"><b><span style="font-size: 10pt;">After 01-11-1992 upto
31-03-1998 - 1675 Slabs over 1148 points </span></b><span style="font-size: 10pt;"></span></p>
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<td style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 13.65pt;" valign="top" width="18">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="12" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 115.85pt;" valign="top" width="154">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 12.25pt;" valign="top" width="16">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; mso-cell-special: placeholder; padding: 0cm;" width="66"><p class="MsoNormal"> </p></td>
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<tr style="height: 4.7pt; mso-yfti-irow: 5;">
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<p class="Default"><b><span style="font-size: 9pt;">Upto 2400 </span></b><span style="font-size: 9pt;"></span></p>
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<p class="Default"><b><span style="font-size: 9pt;">2401-3850 </span></b><span style="font-size: 9pt;"></span></p>
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<td colspan="2" style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><b><span style="font-size: 9pt;">3851-4100 </span></b><span style="font-size: 9pt;"></span></p>
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<td colspan="3" style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><b><span style="font-size: 9pt;">Abv 4100 </span></b><span style="font-size: 9pt;"></span></p>
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<td colspan="8" style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="7" style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
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<tr style="height: 4.65pt; mso-yfti-irow: 6;">
<td style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;">86.25% </span></p>
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<td style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;">485.75% </span></p>
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<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;">284.75% </span></p>
</td>
<td colspan="3" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;">150.75% </span></p>
</td>
<td colspan="8" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="7" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
</tr>
<tr style="height: 4.65pt; mso-row-margin-right: 49.2pt; mso-yfti-irow: 7;">
<td colspan="13" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 317.25pt;" valign="top" width="423">
<p class="Default"><b><span style="font-size: 10pt;">After 01-04-1998 upto
31-10-2002 - 1541 Slabs over 1684 points </span></b><span style="font-size: 10pt;"></span></p>
</td>
<td colspan="3" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 14.2pt;" valign="top" width="19">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 16.1pt;" valign="top" width="21">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 12.25pt;" valign="top" width="16">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; mso-cell-special: placeholder; padding: 0cm;" width="66"><p class="MsoNormal"> </p></td>
</tr>
<tr style="height: 4.7pt; mso-yfti-irow: 8;">
<td style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><b><span style="font-size: 9pt;">Upto 3550 </span></b><span style="font-size: 9pt;"></span></p>
</td>
<td style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><b><span style="font-size: 9pt;">3551-5650 </span></b><span style="font-size: 9pt;"></span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><b><span style="font-size: 9pt;">5651-6010 </span></b><span style="font-size: 9pt;"></span></p>
</td>
<td colspan="3" style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><b><span style="font-size: 9pt;">Abv 6010 </span></b><span style="font-size: 9pt;"></span></p>
</td>
<td colspan="8" style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="7" style="border: medium none; height: 4.7pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
</tr>
<tr style="height: 4.65pt; mso-yfti-irow: 9;">
<td style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;">369.84% </span></p>
</td>
<td style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;">308.20% </span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;">184.92% </span></p>
</td>
<td colspan="3" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;">92.46% </span></p>
</td>
<td colspan="8" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="7" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 66.2pt;" valign="top" width="88">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
</tr>
<tr style="height: 4.65pt; mso-row-margin-right: 49.2pt; mso-yfti-irow: 10;">
<td colspan="13" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 317.25pt;" valign="top" width="423">
<p class="Default"><b><span style="font-size: 10pt;">Retired on or after
01-11-2002 - 1390 Slabs over 2288 points </span></b><span style="font-size: 10pt;"></span></p>
</td>
<td colspan="3" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 14.2pt;" valign="top" width="19">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 16.1pt;" valign="top" width="21">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 12.25pt;" valign="top" width="16">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; mso-cell-special: placeholder; padding: 0cm;" width="66"><p class="MsoNormal"> </p></td>
</tr>
<tr style="height: 4.65pt; mso-row-margin-right: 26.6pt; mso-yfti-irow: 11;">
<td colspan="3" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 196.8pt;" valign="top" width="262">
<p class="Default"><b><span style="font-size: 10pt;">For the entire Basic
Pension Amount </span></b><span style="font-size: 10pt;"></span></p>
</td>
<td colspan="5" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 69.35pt;" valign="top" width="92">
<p class="Default"><b><span style="font-size: 10pt;">250.20% </span></b><span style="font-size: 10pt;"></span></p>
</td>
<td style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 11.8pt;" valign="top" width="16">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="12" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 92.65pt;" valign="top" width="124">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td style="border: medium none; mso-cell-special: placeholder; padding: 0cm;" width="35"><p class="MsoNormal"> </p></td>
</tr>
<tr style="height: 4.65pt; mso-row-margin-right: 49.2pt; mso-yfti-irow: 12;">
<td colspan="13" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 317.25pt;" valign="top" width="423">
<p class="Default"><b><span style="font-size: 10pt;">Retired on or after
01-11-2007 - 1253 Slabs over 2836 points </span></b><span style="font-size: 10pt;"></span></p>
</td>
<td colspan="3" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 14.2pt;" valign="top" width="19">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 16.1pt;" valign="top" width="21">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 12.25pt;" valign="top" width="16">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; mso-cell-special: placeholder; padding: 0cm;" width="66"><p class="MsoNormal"> </p></td>
</tr>
<tr style="height: 4.65pt; mso-row-margin-right: 26.6pt; mso-yfti-irow: 13;">
<td colspan="3" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 196.8pt;" valign="top" width="262">
<p class="Default"><b><span style="font-size: 10pt;">For the entire Basic
Pension Amount </span></b><span style="font-size: 10pt;"></span></p>
</td>
<td colspan="11" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 127.55pt;" valign="top" width="170">
<p class="Default"><b><span style="font-size: 10pt;">187.95% </span></b><span style="font-size: 10pt;"></span></p>
</td>
<td colspan="3" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 14.2pt;" valign="top" width="19">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="4" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 32.05pt;" valign="top" width="43">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td style="border: medium none; mso-cell-special: placeholder; padding: 0cm;" width="35"><p class="MsoNormal"> </p></td>
</tr>
<tr style="height: 4.65pt; mso-row-margin-right: 49.2pt; mso-yfti-irow: 14;">
<td colspan="12" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 310.2pt;" valign="top" width="414">
<p class="Default"><b><span style="font-size: 10pt;">Retired on or after
01-11-2012 - 852 Slabs over 4440 points </span></b><span style="font-size: 10pt;"></span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 14.15pt;" valign="top" width="19">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="4" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 23.2pt;" valign="top" width="31">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 12.25pt;" valign="top" width="16">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; mso-cell-special: placeholder; padding: 0cm;" width="66"><p class="MsoNormal"> </p></td>
</tr>
<tr style="height: 4.65pt; mso-row-margin-right: 26.6pt; mso-yfti-irow: 15;">
<td colspan="3" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 196.8pt;" valign="top" width="262">
<p class="Default"><b><span style="font-size: 10pt;">For the entire Basic
Pension Amount </span></b><span style="font-size: 10pt;"></span></p>
</td>
<td colspan="10" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 120.45pt;" valign="top" width="161">
<p class="Default"><b><span style="font-size: 10pt;">85.20% </span></b><span style="font-size: 10pt;"></span></p>
</td>
<td colspan="6" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 41.55pt;" valign="top" width="55">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 11.8pt;" valign="top" width="16">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td style="border: medium none; mso-cell-special: placeholder; padding: 0cm;" width="35"><p class="MsoNormal"> </p></td>
</tr>
<tr style="height: 4.65pt; mso-row-margin-right: 49.2pt; mso-yfti-irow: 16;">
<td colspan="10" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 288.9pt;" valign="top" width="385">
<p class="Default"><b><span style="font-size: 10pt;">Retired on or after
01-11-2017 - 374 Slabs over 6352 points </span></b><span style="font-size: 10pt;"></span></p>
</td>
<td style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 11.8pt;" valign="top" width="16">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="7" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 46.85pt;" valign="top" width="62">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 12.25pt;" valign="top" width="16">
<p class="Default"><span style="font-size: 10pt;"> </span></p>
</td>
<td colspan="2" style="border: medium none; mso-cell-special: placeholder; padding: 0cm;" width="66"><p class="MsoNormal"> </p></td>
</tr>
<tr style="height: 4.65pt; mso-row-margin-right: 49.2pt; mso-yfti-irow: 17; mso-yfti-lastrow: yes;">
<td colspan="3" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 196.8pt;" valign="top" width="262">
<p class="Default"><b><span style="font-size: 10pt;">For the entire Basic
Pension Amount </span></b><span style="font-size: 10pt;"></span></p>
</td>
<td colspan="17" style="border: medium none; height: 4.65pt; padding: 0cm 5.4pt; width: 163pt;" valign="top" width="217">
<p class="Default"><b><span style="font-size: 10pt;">26.18% </span></b><span style="font-size: 10pt;"></span></p>
</td>
<td colspan="2" style="border: medium none; mso-cell-special: placeholder; padding: 0cm;" width="66"><p class="MsoNormal"> </p></td>
</tr>
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</script>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com3tag:blogger.com,1999:blog-887417032418581687.post-80094133051091697872020-11-17T10:54:00.000+05:302020-11-17T10:54:22.598+05:30Letter to Hon'ble Minister of State for Finance by AIBPARC<p><span style="font-size: large;"> Letter to </span><span style="font-family: arial;"><span style="font-size: large;">Hon'ble Minister of State for Finance by AIBPARC is reproduced below</span></span></p><p><span style="font-family: arial;"><span style="font-size: large;">Quote </span><br /></span></p><p> <span style="font-family: arial;">Dated 15.11.2020<br />Shri Anurag Singh Thakur<br />Hon'ble Minister of State for Finance<br />North Block<br />NEW DELHI</span></p><p><span style="font-family: arial;"><br />Respected Shri Anurag Singh Thakur Ji<br />UPDATION OF PENSION FOR BANK PENSIONERS</span></p><p><span style="font-family: arial;"><br />We recall our meeting with your good self on 25.07.2020 in connection with our humble<br />contribution of Rs.2.12 crores to PM-CARES FUND. We also requested you to help<br />resolve our long pending demands. The warmth and a positive tone on your part<br />reflected empathy and compassion. This in fact proved to be a turning point in the<br />response of IBA to our issues.<br />A very favourable interview by the Hon'ble Finance Minister to The Hindu Business<br />Line followed by the caring concern shown by your Goodself and the Hon'ble Finance<br />Minister while addressing the 73rd AGM of IBA on 10th November 2020 has been<br />taken by our Organisation which is a Confederation of Retirees' Associations<br />representing the largest number of the Bank Pensioners and Retirees as delivery of<br />justice through your Goodself and Hon'ble Madam. Apprehending the hassles in actual<br />realisation of our legitimate dreams, we once again request you to consider the<br />following humble submissions for expeditious settlement.<br />FAMILY PENSION:<br />We wish to express our sincere gratitude to your Goodself for advising the IBA/DFS<br />and other Officials to resolve our long pending issues which were reiterated in the<br />address to the 73rd Annual General Meeting of IBA 0n 10.11.2020 by your Goodself<br />and the Hon’ble Finance Minister. It was heartening to note that the improvements in<br />the family pension scheme @ 30% of pay drawn by the employee without any ceiling<br />has been agreed by IBA and the same has been incorporated in the XI Bipartite<br />Settlement and Joint Note signed between IBA and the Trade Unions as under:<br />Subject to approval by the Government, it is agreed that the family pension shall<br />be payable at the uniform rate of 30% of the pay of the deceased employee and<br />that there shall be no ceiling on family pension. It is agreed that these<br />provisions, when approved by the Government, shall apply to SBI also.<br />It is also pertinent to submit that IBA’s recommendation to DFS for improvement<br />in Family Pension has been under consideration of DFS for about one and half<br />years and yet again the agreement dated 11.11.2020 makes it subject to approval<br />by the Government. It is quite intriguing. We therefore request you to get the<br />family pension improvements implemented along with salary revision including<br />payment of arrears to the beneficiaries of the improvements in Family pension.<br /><br />We place it on record our deep sense of Gratitude for the inspiring speech and<br />direction to IBA and DFS by you and Hon’ble Finance Minister. It was our long<br />pending Request and emotionally close to our heart as it has a direct impact on the<br />life and well-being of the spouses of the deceased employees and the beneficiaries<br />are mostly the Widows who are living in penury.<br />We take this opportunity to once again thank you for being kind and generous.<br />UPDATION OF PENSION:<br />Hon'ble Sir, you will appreciate that our demand for the updation of pension which has<br />been impacting the life of every pensioner including the family pensioners has not<br />been settled yet. Even at the cost of repetition, we wish to mention that despite several<br />rulings by the Apex Court that the Salary Revision and Pension Revision are<br />inseparable; Pension is not a bounty; Pension is a deferred wage etc, our Pension has<br />not been revised despite Six Salary Revision Settlements after 1987. It has created<br />such an anomalous and unfair situation that a Top Executive Grade General Manager<br />who retired after 1.11.1987, draws lesser pension than a senior clerk who retires<br />currently. We had expected this also to be set right in the Salary Revision Settlement<br />which was signed by the concerned parties on 11.11.2020 immediately after your<br />advice to the IBA and DFS. It has left more than 4,00,000 pensioners disappointed. In<br />this connection we wish to once again submit the following for your kind and<br />sympathetic consideration:<br />Our request for updation of pension is not a demand to grant a fresh benefit as it is<br />already provided in the Pension Settlement of 1993 and incorporated in Bank Pension<br />Regulations 1995 vide Regulation 35(1) as under:<br />Basic Pension and Additional Pension, wherever applicable, shall be updated<br />as per the formulae given in Appendix - I (Government Gazette Notification No.9<br />dated 1.3.2003)<br />It is inexplicable and beyond human comprehension as to why the benefit of a<br />legal and pre-existing provision is being denied in a completely brazen and<br />arbitrary manner. What has hurt the senior and super senior citizens of the<br />banking industry more is that despite your unambiguous message, the<br />procrastination continues on some pretext or the other.<br />We on our part as a responsible organisation have been writing to Hon'ble FM,<br />your Goodself, DFS and IBA for several years duly furnishing the detailed<br />working reiterating that the annual increase in the pension for all the banks<br />including SBI comes to Rs. 5,322 crores, which does not involve any additional<br />provision at this juncture as illustrated below:<br /><br />a) The amount of regular pension and family pension paid during the year 2018-<br />19 was Rs.17,415.16 crores<br />b) The interest income and regular annual contribution to the Pension fund<br />was Rs. 32,023.00 crores<br />c) Undisbursed/unutilised surplus in the Pension Fund for the year 2018-19<br />was Rs.14,607.84 crores<br />d) Additional liability towards pension updation using RBI updation factors<br />comes to Rs.5,322.87 crores<br />(The cost of updation has been calculated for all the 4,41,000 pensioners who<br />have retired upto 31.10.2017 and are eligible for updation of their pension as per<br />the salary revision settled on 11.11.2020).<br />From the above details it is clear that even after grant of updation of pension<br />there will remain an annual surplus of Rs. 9,284.97 crores thereby obviating the<br />need for any additional immediate provision and thus protecting the balance<br />sheets of the banks. If any bank has not followed the provisioning norms as per<br />Pension Regulations or misutilised the Fund, that alone would be required to<br />provide if their annual actuarial estimate in terms of Regulation 11 so warranted.<br />It is humbly submitted that the Public Sector Banks are the State within the meaning<br />of Article 12 of the Constitution and Bank Pension Regulations are made in exercise<br />of the powers conferred by clause (f) of sub-section (2) of Section 19 of the Banking<br />Companies (Acquisition and Transfer of Undertakings) Act, 1970 by the Boards of the<br />Banks in consultation with RBI and with the previous sanction of the Central<br />Government. Hence it is the statutory obligation on the part of the banks to<br />implement these regulations including Regulation 35(1) which provides for the<br />updation of the pension. While the guidelines from the Banking Regulators to<br />provide for NPAs are followed without blinking, it is beyond common<br />comprehension as to why statutory provisions are not being implemented<br />perpetually with impunity.<br />Hon'ble Sir, your address and reiteration by Hon'ble FM to the 73rd AGM of IBA<br />have truly raised the hopes and aspirations of the rank and file of our<br />membership who contributed to the nation building during their active service<br />and continue to chip in even after retirement whenever the occasions demanded<br />like PMJDY campaign, Demonetization etc. You are there and our last hope to<br />help realize our legitimate due.<br />We humbly request you to settle this long pending issue urgently so that this<br />hitherto neglected section of the pensioners could get the benefit of revision of<br />pension alongwith the revision of salary for the serving employees. Meanwhile,<br />we request for grant of interim relief based on the RBI Pension Updation<br />Formulae.<br /><br />100% DA NEUTRALISATION TO PRE- NOVEMBER 2002 RETIREES:<br />We also request you be kind enough to resolve the issue of 100% DA<br />neutralisation to Pre-November 2002 retirees who continue to be discriminated<br />unfortunate lot. It may be appreciated that price rise affects all retirees in equal<br />measure and discriminating against senior retirees who retired before<br />1.11.2002, is not only not legal but also against the principles of equity and<br />fairness while being violative of Article 14 of the Constitution.<br />DISCRIMINATORY MEDICAL SCHEME:<br />The pensioners and retirees have been discriminated in the matter of Medical<br />Insurance Scheme which was introduced in the year 2015 in accordance with<br />the guidelines issued by DFS to IBA vide letter dated 24.02.2012 to evolve<br />medical insurance scheme for both the serving employees and retired<br />employees. While implementing the same IBA advised the banks to bear the<br />Medical Insurance Premium for serving employees and left the retirees to fend<br />for themselves if the wished to join the scheme. The introductory premium<br />which was Rs.7,500 in the first year was successively increased to more than<br />Rs.90,000/ for Health care domiciliary treatment for the year 2019-20 thus<br />making it unaffordable out of meagre pension drawn. It has driven many out of<br />the scheme on the grounds of unaffordability. It will not be out of place to<br />mention here that the Board Level Retirees - ED/MD/CEO/CMD are provided free<br />medical facility as they were enjoying during their service. The serving<br />employees are also provided free medical facility. It therefore becomes very<br />brazen to discriminate against retirees alone against the spirit of Government<br />Communication dated 24.02.2012.<br />In view of the forgoing submissions, we humbly request you to advise DFS &<br />IBA to settle these issues also forthwith without further loss of time and provide<br />much awaited relief to those warriors who are in the twilight of their life.<br />We shall always remain grateful to you for rendering justice to us at this stage<br />of our life.<br />With Best Regards,<br />Yours Sincerely,<br />K V Acharya S Sarkar<br />Presiden t General Secretary<br />AIBPARC & AIBPARC<br />Joint Convener -CBPRO</span></p><p><span style="font-family: arial;">Unquote</span></p><p><span style="font-family: arial;"> </span></p><p><span style="font-family: arial;"> <br /></span></p>
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</script>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0tag:blogger.com,1999:blog-887417032418581687.post-6546337005474181272020-11-03T10:01:00.002+05:302020-11-03T10:01:57.876+05:30CBPRO letter addressed to Finance Minister on Updation of Pension<p style="text-align: justify;"><span style="font-family: arial;">Copy of CBPRO letter addressed to Finance Minister on Updation of Pension etc is reproduced below<br />
<br />
<br />
Dated: 31.10.2020<br />
<br />
Ms Nirmala Sitharaman<br />
Hon'ble Finance Minister Government of India<br />
North Block, New Delhi<br />
<br />
Respected Madam.<br />
<br />
Updation of Pension and Other Issues<br />
<br />
We are immensely delighted to go through Your highly Inspiring Interview
in Business Line dated 29th October 2020 wherein You gave genuine
Accolades and Encomiums to the Services rendered by the Banking
Community both Past and Present throughout and specially during the
present Covid 19 Pandemic. It has also evoked Great Hopes in the minds
and hearts of Bank Pensioners and Retirees who have been knocking the
doors of the DFS and IBA for the last several years.<br />
<br />We, as the largest Coordination of various National level Bank Pensioners & Retirees
Organisations (CBPRO) consisting of Federation of SBI Pensioners Associations, AIBPARC,
RBONC, AIRBEA AND FORBE with a membership of over Four Lakhs, profusely Thank Your
Good Self for responding so wholesomely with concern and care to the Long Pending<br />
<br />
Grievances of the Senior and Super Senior Citizens of the Banking Industry.<br />
<br />
Your Good Self has taken initiatives by very positively advising the
Secretary, Department of Financial Services, Chairman of SBI and
Chairman of IBA to render justice to us mainly on the issues concerning
the Bank Pensioners and Retirees. We once again submit the list of our
major pending issues hereunder<br />
<br />
1. Improvement in Family Pension as available to Government and RBI Pensioners<br />
<br />
2. Updation of Pension as per RBI Formula<br />
<br />
3. Uniform DA Compensation to All Retirees without Discrimination as available to Government & RBI Pensioners<br />
<br />
4. Reckoning of Special Allowances attracting DA for Terminal Benefits.<br />
<br />
Respected Madam, we had elaborately explained to Your Good Self, DFS and
IBA in our several Letters and Memoranda, the legal angle and
Honourable Supreme Court Judgements lending legitimacy to our Requests
for Updation of Pension<br />
The Pension Fund of all the Banks is robust. It is important to note
that the Pension Updation cost and any other Pension related
Improvements like Family Pension and Uniform DA Compensation to All
Retirees will be paid out of the Pension Fund of the Banks.<br />
<br />
Respected Madam, as You know that the very Old Retirees prior to
November 2002 are subjected to Double Jeopardy as their Basic Pension is
not only very low due to continuous Non Updation of Pension but they
are also discriminated against by denying 100% DA Neutralization. It is
appalling to see that this has resulted in, even a General Manager
retired in 1990s draws pension as low as Rs.27000/per month including DA
which is much less than the Pension drawn by a Clerical Staff Retiring
today. So far as the Family Pensioners(Mostly Women Spouses of Deceased
Pensioners) are concerned, it is even more pitiable as their Pension
including DA is just about Rs 4000 to Rs. 15000/only as the Family
Pension suffers from low percentage of 15% Basic Pay as against a
uniform rate of 30% in Government and RBI that too with a specified
ceiling on the amount of Family Pension.<br />
<br />
It is unfortunate that Pension Updation was never done though several periodical Wage Revisions had taken place.<br />
<br />
Respected Madam, at this juncture, it is a Great Relief and Solace to us
Specially to quite a large number of Super Senior Citizens of Banking
Industry that You have so rightly and caringly acknowledged and
recognised the Contributions and Services of the Banking Community in
Implementing the Policies, Programmes and Economic Packages of our
Government which brought about Social, Agricultural, Industrial and
Educational Revolutions in the Country. We as Bank Pensioners and
Retirees feel Fortunate and Proud to have been a part of this Great
Movement. This spirit of service also made many of us to voluntarily
rush to help our Brethren in the Banks during the PM's Massive Jan Dhan
Programme, Demonetization Exercise and Recovery Campaigns by the Banks
The Bank Pensioners and Retirees Organisations also collected the
Voluntary Contributions from their Members to PM CARES FUND to the tune
of more than Rs. Four Crores and also contributed to PM'S RELIEF and
CM's RELIEF FUNDS. We are Happy that we are privileged to have so
contributed to help redress the distress of those affected by COVID 19.<br />
<br />
We will be highly obliged and remain Grateful to you and Our Government
for the Initiatives You have taken to end the Injustices to which we are
pushed to and render Justice, restore the Dignity and Enliven the
remaining part of our Life with Peace and Pride.<br />
<br />
We request You to kindly accept our sincere Thanks and Respectful Regards<br />
<br />
With Best Regards,<br />
<br />
Yours Sincerely,<br />
<br />
(A. Ramesh Babu) (K.V. Acharya) </span></p><p style="text-align: justify;"><span style="font-family: arial;">Joint Conveners,</span><span style="color: #888888;"></span></p><p style="text-align: justify;"><span style="color: #888888;"><br /></span></p>
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</script>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0tag:blogger.com,1999:blog-887417032418581687.post-41028153916702300152020-10-08T14:35:00.002+05:302020-10-08T15:02:03.351+05:30Pension Updation @6352 points<p><span style="font-family: arial;"><span style="font-size: large;"> AIBPARC has written letters to Chairman, IBA and Convenor UBFU egarding Pension Updation @6352 points.</span></span></p><p><span style="font-family: arial;"><span style="font-size: large;"><a href="https://drive.google.com/file/d/1EQ946gvDxzHmjdBhrj1uEaJXBcl0iIyc/view?usp=sharing">Click here to view AIBPARC circular</a> .</span></span></p><p><span style="font-family: arial;"><span style="font-size: large;"> </span></span></p><p><span style="font-family: arial;"><span style="font-size: large;"> </span></span><br /></p>
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</script>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0tag:blogger.com,1999:blog-887417032418581687.post-28111630275592052462020-08-26T10:30:00.000+05:302020-08-26T10:30:49.299+05:30CBPRO letter to CEO of IBA, on need for updation of pension<h3 style="text-align: left;"><span style="font-size: medium;">Text of CBPRO letter to CEO of IBA, on need for updation of pension is reproduced below for information </span></h3><p>
<span style="font-size: medium;"><br />
<span style="font-size: small;"><span style="font-family: arial;"> Dated: 24.08.2020<br /></span></span></span><span style="font-size: small;"><span style="font-family: arial;">
<br />
Shri Sunil Mehta<br />
Chief Executive<br />
Indian Banks’ Association<br />
Mumbai<br />
<br />
Respected Sir<br />
<br />
Updation of Pension/Revision<br />
<br />
We as a Coordination Body (CBPRO) of Five Major Organisation of Pensioners consisting of Federation of SBI Pensioners Associations, AIBPARC, RBONC, AIRBEA and FORBE have been pursuing the matter relating to the Updation of Pension for Bank Pensioners.<br />
<br />
We are happy to learn that the matter is on the negotiating table with UFBU.<br />
<br />
In this connection, we wish to submit the following for the kind and sympathetic consideration of all the parties to the Negotiation:<br />
<br />
1) Salary Revision and Pension Revision are inseparable as pension is a deferred wage and not a Bounty as held by the Hon'ble Supreme Court of India.<br /> <br />
2) But there had been no updation in the case of Bank Pensioners despite several Salary Revisions. Pension being a Deferred Wage its Updation/Revision is a natural corollary to wage revision.</span></span></p><p><span style="font-size: small;"><span style="font-family: arial;"> <br />
3) The Pension Scheme in the Banks is akin to that of Government Pension Scheme and Regulations provide that in case of any doubt, a reference be made to Central Civil Pension and Commutation Rules 1972.<br />
<br />
4) The Pension Updation is religiously undertaken for the Central Government Pensioners simultaneously with Central Pay Commissions. It is intriguing as to why the Bank Pensioners are subjected to discrimination.<br />
<br />
5) Bank Pensioners were happy and hopeful of their Pension Updation last year when the benefit of Updation was extended to all the Pensioners of RBI w.e.f.1.4.2019. But we were again ignored.<br />
<br />
6) It is again heartening to learn that NABARD vide its Cir. No. 733/2020 dated 20 August <br /> 2020 has decided to affect the Revision of Pension pending approval of Government of India. NABARD Has decided to grant Interim Relief @ 60% of the total amount of the notional pension based on the multiplication factors which are broadly on the lines allowed for RBI Pensioners and DA Relief thereon to those pensioners who have retired upto 31.10.2012. <br />
<br />
The revised pension is to be paid using the following factors:<br />
Pensioners retired between Factors<br />
--------------------------------------------------------<br />
Pre-November 1992 12.34<br />
1.11.1992-31.10.1997. 5.85<br />
1.11.1997-31.10.2002 3.63<br />
1.11.2002-31.10.2007 2.44<br />
1.11.2007-31.10.2012 1.76<br />
<br />
<br />
Since our Salary Revision due from 1.11.2017 is already settled vide MoU Dated 22.7.2020, our Pension Revision for those who retired between 1.11.2012 and 31.10.2017 is also due and the Updation Factor for them, based on the above factors would be 1.62.<br />
<br />
Covid 19 has taken a heavy toll of the people of this Country and also elsewhere across the world. Bank staff are at great risk in their place of work due to their nature of work. Many serving Staff are also becoming victims to the Pandemic. There is growing anxiety among <br />
the Bank Retirees who are in the most vulnerable age group apart from various other age-related serious ailments. In the light of this also, we hope IBA will look into the Grievances and expectations of The Senior Citizens of Banking Industry from a highly Humanitarian perspective.<br />
<br />
We, therefore request you to help resolve this long pending issue of Updation of Pension before signing the Final Settlement (11th BPS) and render justice to Bank Pensioners who have made enormous contributions to the Growth of Banking in India during their active service. Even after their Retirement, they voluntarily extended assistance to Bank Staff during the unprecedented work pressure on Bank Staff due to JanDhan Account Mobilisation Campaign, Demonetization Exercise and the other developmental activities of the Banks which they had served.<br />
<br />
With Regards,<br />
<br />
Yours faithfully<br />
<br />
(Ramesh Babu) (K.V. Acharya) <br />
Joint Conveners, CBPRO<span style="color: #888888;"><br /></span></span></span></p><div class="a3s aXjCH " id=":2ta"><wbr></wbr></div>
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</script>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com1tag:blogger.com,1999:blog-887417032418581687.post-6350698831562204412020-08-01T09:49:00.001+05:302020-08-01T09:51:32.061+05:30D.A. payable to bankpensioners w.e.f. Aug 2020 to Jan 2020 Increase by 16 slabs<div><b>
16 SLABS INCREASE</b>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; height: 353px; margin-left: 4.55pt; width: 756px;">
<tbody><tr style="height: 15.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 15.75pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td>
<td colspan="6" nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 2.25pt double black; border-style: double double solid none; border-top: 2.25pt double black; height: 15.75pt; padding: 0in 5.4pt; width: 423.05pt;" valign="bottom" width="564">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif";">D.A.PAYABLE TO BANK PENSIONERS.w.e.f.1<sup>st</sup> AUG'2020 to 31<sup>st</sup> JAN'2021</span></b></p>
</td>
<td nowrap="nowrap" style="height: 15.75pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 170.8pt;" valign="bottom" width="228">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">RETIRED</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: solid none; border-top: 1pt solid black; height: 12.75pt; padding: 0in 5.4pt; width: 45.95pt;" valign="bottom" width="61">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">On Or After</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: solid none; border-top: 1pt solid black; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">1.1.1986</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: solid none; border-top: 1pt solid black; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">7540</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: solid none; border-top: 1pt solid black; height: 12.75pt; padding: 0in 5.4pt; width: 32.1pt;" valign="bottom" width="43">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">1735</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 2.25pt double black; border-style: solid double solid none; border-top: 1pt solid black; height: 12.75pt; padding: 0in 5.4pt; width: 65.6pt;" valign="bottom" width="87">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">over 600</span></b></p>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 1pt solid black; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 170.8pt;" valign="bottom" width="228">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">Upto 1250</span></p>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 1pt solid black; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 45.95pt;" valign="bottom" width="61">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">1251-2000</span></p>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 1pt solid black; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">2001-2130</span></p>
</td>
<td nowrap="nowrap" style="border-style: none; border-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">Above 2130</span></p>
</td>
<td nowrap="nowrap" style="border-style: none; border-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 32.1pt;" valign="bottom" width="43"><br /></td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 65.6pt;" valign="bottom" width="87"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 1pt solid black; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 170.8pt;" valign="bottom" width="228">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">1162.45</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 1pt solid black; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 45.95pt;" valign="bottom" width="61">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">954.25</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 1pt solid black; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">572.55</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">294.95</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 32.1pt;" valign="bottom" width="43">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">%</span></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 2.25pt double black; border-style: none double solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 65.6pt;" valign="bottom" width="87"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 170.8pt;" valign="bottom" width="228">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">RETIRED</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 45.95pt;" valign="bottom" width="61">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">After</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">1.11.1992</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">upto 31.3.98</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 32.1pt;" valign="bottom" width="43">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">1598</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 2.25pt double black; border-style: none double solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 65.6pt;" valign="bottom" width="87">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">over 1148</span></b></p>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 1pt solid black; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 170.8pt;" valign="bottom" width="228">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">Upto 2400</span></p>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 1pt solid black; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 45.95pt;" valign="bottom" width="61">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">2401-3850</span></p>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 1pt solid black; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">3851-4100</span></p>
</td>
<td nowrap="nowrap" style="border-style: none; border-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">Above 4100 </span></p>
</td>
<td nowrap="nowrap" style="border-style: none; border-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 32.1pt;" valign="bottom" width="43"><br /></td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 65.6pt;" valign="bottom" width="87"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 1pt solid black; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 170.8pt;" valign="bottom" width="228">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">559.30</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 1pt solid black; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 45.95pt;" valign="bottom" width="61">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">463.42</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 1pt solid black; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">271.66</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">143.82</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 32.1pt;" valign="bottom" width="43">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">%</span></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 2.25pt double black; border-style: none double solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 65.6pt;" valign="bottom" width="87"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 170.8pt;" valign="bottom" width="228">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">RETIRED</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 45.95pt;" valign="bottom" width="61">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">AFTER</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">1.11.98 upto</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">31.10.2002</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 32.1pt;" valign="bottom" width="43">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">1464</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 2.25pt double black; border-style: none double solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 65.6pt;" valign="bottom" width="87">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">over 1684</span></b></p>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 1pt solid black; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 170.8pt;" valign="bottom" width="228">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">Upto 3550 </span></p>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 1pt solid black; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 45.95pt;" valign="bottom" width="61">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">3551-5650</span></p>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 1pt solid black; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">5651-6010</span></p>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">Above 6010</span></p>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 32.1pt;" valign="bottom" width="43"><br /></td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 65.6pt;" valign="bottom" width="87"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 1pt solid black; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 170.8pt;" valign="bottom" width="228">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">351.36</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 1pt solid black; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 45.95pt;" valign="bottom" width="61">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">292.80</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 1pt solid black; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">175.68</span></b></p>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">87.84</span></b></p>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 32.1pt;" valign="bottom" width="43">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">%</span></p>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 65.6pt;" valign="bottom" width="87"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 170.8pt;" valign="bottom" width="228">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">RETIRED</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 45.95pt;" valign="bottom" width="61">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">ON OR</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">AFTER</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: solid none; border-top: 1pt solid black; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">1.11.2002</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: solid none; border-top: 1pt solid black; height: 12.75pt; padding: 0in 5.4pt; width: 32.1pt;" valign="bottom" width="43">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">1313</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 2.25pt double black; border-style: solid double solid none; border-top: 1pt solid black; height: 12.75pt; padding: 0in 5.4pt; width: 65.6pt;" valign="bottom" width="87">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">over2288</span></b></p>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td><td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 170.8pt;" valign="bottom" width="228"><br /></td><td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 45.95pt;" valign="bottom" width="61"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">236.34</span></b></p>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">%</span></b></p>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 32.1pt;" valign="bottom" width="43"><br /></td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 65.6pt;" valign="bottom" width="87"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: solid none; border-top: 1pt solid black; height: 12.75pt; padding: 0in 5.4pt; width: 170.8pt;" valign="bottom" width="228">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">RETIRED</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: solid none; border-top: 1pt solid black; height: 12.75pt; padding: 0in 5.4pt; width: 45.95pt;" valign="bottom" width="61">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">ON OR</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: solid none; border-top: 1pt solid black; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">AFTER</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: solid none; border-top: 1pt solid black; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">1.11.2007</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: solid none; border-top: 1pt solid black; height: 12.75pt; padding: 0in 5.4pt; width: 32.1pt;" valign="bottom" width="43">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">1176</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 2.25pt double black; border-style: solid double solid none; border-top: 1pt solid black; height: 12.75pt; padding: 0in 5.4pt; width: 65.6pt;" valign="bottom" width="87">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;">over 2836</span></b></p>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 170.8pt;" valign="bottom" width="228"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 45.95pt;" valign="bottom" width="61"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">176.40</span></b></p>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">%</span></b></p>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 32.1pt;" valign="bottom" width="43"><br /></td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 65.6pt;" valign="bottom" width="87"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 170.8pt;" valign="bottom" width="228">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 9pt;">RETIRED ON OR
AFTER <wbr></wbr>
1.11.2012</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 45.95pt;" valign="bottom" width="61"><br /></td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72"><br /></td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72"><br /></td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 32.1pt;" valign="bottom" width="43"><br /></td>
<td nowrap="nowrap" style="border-bottom: 1pt solid black; border-left-width: initial; border-right: 2.25pt double black; border-style: none double solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 65.6pt;" valign="bottom" width="87"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td>
</tr>
<tr style="height: 13.5pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right: 2.25pt double black; border-style: none double none none; border-top-width: initial; height: 13.5pt; padding: 0in 5.4pt; width: 39.4pt;" valign="bottom" width="53"><br /></td>
<td nowrap="nowrap" style="border-bottom: 2.25pt double black; border-left-width: initial; border-right-width: initial; border-style: none none double; border-top-width: initial; height: 13.5pt; padding: 0in 5.4pt; width: 170.8pt;" valign="bottom" width="228">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 8pt;"><a data-saferedirecturl="https://www.google.com/url?q=http://31.07.2020.pm&source=gmail&ust=1596300153266000&usg=AFQjCNH1DF_hjswYH22Uiu1piRXQAAZVNQ" href="http://31.07.2020.pm" target="_blank">31.07.2020.pm</a>.</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 2.25pt double black; border-left-width: initial; border-right-width: initial; border-style: none none double; border-top-width: initial; height: 13.5pt; padding: 0in 5.4pt; width: 45.95pt;" valign="bottom" width="61"><br /></td>
<td nowrap="nowrap" style="border-bottom: 2.25pt double black; border-left-width: initial; border-right-width: initial; border-style: none none double; border-top-width: initial; height: 13.5pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">77.50</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 2.25pt double black; border-left-width: initial; border-right-width: initial; border-style: none none double; border-top-width: initial; height: 13.5pt; padding: 0in 5.4pt; width: 54.3pt;" valign="bottom" width="72">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">%</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 2.25pt double black; border-left-width: initial; border-right-width: initial; border-style: none none double; border-top-width: initial; height: 13.5pt; padding: 0in 5.4pt; width: 32.1pt;" valign="bottom" width="43">
<p align="right" class="MsoNormal" style="line-height: normal; margin-bottom: 0in; text-align: right;"><b><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">775</span></b></p>
</td>
<td nowrap="nowrap" style="border-bottom: 2.25pt double black; border-left-width: initial; border-right: 2.25pt double black; border-style: none double double none; border-top-width: initial; height: 13.5pt; padding: 0in 5.4pt; width: 65.6pt;" valign="bottom" width="87">
<p class="MsoNormal" style="line-height: normal; margin-bottom: 0in;"><span style="color: black; font-family: "arial", "sans-serif"; font-size: 10pt;">over 4440</span></p>
</td>
<td nowrap="nowrap" style="height: 13.5pt; padding: 0in 5.4pt; width: 11.8pt;" valign="bottom" width="16"><br /></td></tr></tbody></table></div><div><br /></div><div><br /></div><div></div><div><br /></div><div><div style="font-family: "arial", "helvetica", sans-serif; text-align: justify;">
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</div>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0tag:blogger.com,1999:blog-887417032418581687.post-31870048518696817222020-07-26T14:55:00.000+05:302020-07-26T14:55:23.270+05:30Letter by BANK EMPLOYEES FEDERATION OF INDIA to IBA Chief Executive regarding Improvement of Family Pension and Updation/Revision of Pension <div dir="ltr" style="text-align: left;" trbidi="on">
<div dir="ltr" style="text-align: left;" trbidi="on">
Cirular by BEFI is reproduced below<br />
<br />
BANK EMPLOYEES FEDERATION OF INDIA<br />
Circular No.45/2020<br />
<br />
Dear Comrade,<br />
<br />
25th July 2020<br />
<br />
Improvement of Family Pension and Updation/Revision of Pension <br />
<br />
We have written a letter to the IBA Chief Executive today on the captioned subject. <br />
<br />
Text of the letter is appended below which is self explanatory. With greetings, <br />
Yours comradely, . <br />
(Debasish Basu Chaudhury) General Secretary <br />
<br />
<br />
<br />
- TEXT OF THE LETTER TO THE CHIEF EXECUTIVE OF IBA QUOTE <br />
<br />
A Minute has been signed on 22nd July 2020 between IBA
representing Management of banks which are parties to the 11th
Bipartite Settlement and Workmen Unions and Officers'
Associations on wage revision. We like to draw your attention
on the following issues. <br />
<br />
Improvement of family pension <br />
<br />
We came across a Tweet posted on behalf of Chief Executive,
IBA on 22.07.2020 (assuming that the referred Twitter handle is
not a fake one) where it was written inter alia, “Today IBA
& UFBU have signed an MoU for 15% increase in pay slip
component of Bank Employees, in Principal agreement to remove
cap & offer 30% of Basic Pay as family Pension,….”.
(Emphasis made by us)<br />
We may recall that on 22nd July 2020, the Chairman of
Indian Banks' Association appeared in the discussion and stated
that IBA agreed in principle to enhance the Family Pension to
30% without ceiling. <br />
<br />
IBA Chairman also said that IBA is pursuing the matter in
right earnest with the Govt. of India to get the same
approved. We suggested incorporation of version of IBA
stating in principle <br />
agreement to enhance family pension to 30% without ceiling
subject to Govt approval in the MOU. But that was not done.
Now, we are observing some reports claimed to have
been issued on the contents of the discussion; where it was
mentioned that increase of family pension to 30% has been
agreed on 22nd July 2020. Some communications/ circulars are
also available where it has been claimed that, Govt. has
agreed to increase family pension from 15% to 30% without
ceiling. We understand that the status narrated by the IBA
Chairman on 22nd July 2020 is factual which means approval of
Govt. of India towards proposed increase will be obtained in
due course. Further, during the meeting of the Negotiation
Committee held on 29th February 2020 the IBA informed that the
recommendation for improvement of family pension had been sent
to the Govt. for necessary approval. Now, the language of the
above mentioned Tweet tagging ‘in principle agreement’ with the
MoU signed on 22nd July 2020 and the reports as well as the
communications/circulars issued that the Govt. has already
agreed are creating impression amongst the bank employees and
retirees that all formalities for improvement of family pension
has been completed. Had such been the situation, we feel that,
it certainly would have found a place in the Minutes signed
on 22nd July 2020. <br />
<br />
Now, the Indian Banks' Association should come out with a
statement narrating prevailing situation regarding improvement of
family pension. Moreover, with such communications, expectations
have developed within the minds of the hapless family
pensioners, many of whom are living in financially distressed
condition. <br />
We strongly urge upon you to take all necessary initiatives
to obtain the approval from the Govt. of India at the
earliest; before the finalisation of 11th Bipartite Settlement.<br />
<br />
Updation/Revision of pension<br />
<br />
You may recall that during the negotiation, continuing for
more than 3 years now, the IBA negotiating team had been
informing the Unions/Associations that updation/revision of
pension require huge amount of fund. During the course of
negotiation, the Unions/Associations, time and again, requested
for sharing relevant data for necessary actuarial calculation. <br />
It was also suggested that there may be joint actuarial
exercise similar to that done during another option for
pension. On 5th Dec. 2019, the IBA agreed to share <br />
data with the actuary recommended by UFBU. <br />
<br />
But no data was shared with the UFBU by IBA till date, as
assured. On 29th Feb. 2020, IBA agreed that some improvement
in the Pension would be worked out for the retirees of
earlier settlements period by working out the cost. <br />
<br />
It was also stated that revision, in some form, would be
implemented in phases. In subsequent period, this agenda wasn’t
dealt for further progress. <br />
<br />
In the last round of negotiation on 22nd July 2020, IBA
negotiating team formally discussed only on the load factor
keeping all other issues aside. You’ll certainly appreciate that
since revision of pension took place in Reserve Bank of
India, the pensioners have become elated expecting extension of
similar benefits in IBA member banks also. <br />
<br />
In the mean time, the retirees Associations, besides
approaching all concerned for revision of pension, collected
bank-wise data from different sources including through Right to
Information (RTI) Act 2005. <br />
We are informed that one such Retiree Federation collected
data from different member banks (except a very few who did
not respond to the notice served, for reasons best known to
them) as on 31.03.2017 and 31.03.2018 under RTI Act, 2005 and
forwarded to you last year for having actuarial exercise to
ascertain the cost involvement for revision of pension as per
formula adopted in RBI. <br />
It is fact that, despite assurances given to the
Unions/Associations during the course of negotiation, the IBA
did not share any data for actuarial calculation. We are
already having experience of difference between hypothetical
data and actuarial data during the exercise on another option
for pension in 2009. We believe that pension is a social
security. We also feel that revision of pension should not be
considered in terms of financial liability. The sanctity of
bilateral negotiation is of utmost importance to us.<br />
<br />
With this understanding, we strongly demand to initiate
joint actuarial exercise immediately to ascertain cost
involvement for updation/revision of pension as per formula of
RBI, so that discussion on this subject can be taken forward
before finalisation of 11th Bipartite Settlement. Awaiting your
early response on the subject matter. <br />
<br />
UNQUOTE -<span style="color: #888888;"></span><br />
<span style="color: #888888;"><br /></span>
<span style="color: #888888;"><br /></span></div>
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Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0tag:blogger.com,1999:blog-887417032418581687.post-33497237565466266812020-07-23T12:31:00.001+05:302020-07-23T12:31:57.367+05:3011th Bipartite Settlement Signing of MOU.<div dir="ltr" style="text-align: left;" trbidi="on">
<div dir="ltr" style="text-align: left;" trbidi="on">
<b> AIBRF circular on the above subject is reproduced below</b><br />
<b>Quote</b><br />
The office Bearers/ Central committee members/ State committee Chiefs.<br />
A.I.B.R.F.<br />
Dear Comrades<br />
Re; 11th Bipartite Settlement .<br />
Re: Signing of MOU.<br />
We are happy to inform you IBA and UFBU has signed MOU on 11th Wage Settlement in Mumbai on 22.07.2020. According to this MOU, wage increase of 15 percent has been agreed. Copy of the MOU giving complete details is enclosed for your ready reference.<br />
RETIREES ISSUES<br />
(1) IMPROVEMENT IN FAMILY PENSION: We are very pleased to inform you that as per the information received, Government/ IBA have accorded approval for improvement in Family pension from present to 30 per cent of last pay drawn without any ceiling. It will provide significant increase in monthly pension of about 72000 family pensioners. This approval of 30 per cent increase without celling is better than family pension of RBI. As you know, 95 per cent of family pensioners are females who will be benefited. It is step towards woman empowerment too. Full details in this regard are awaited.<br />
As you know, AIBRF has been raising demand of improvement in family pension for last several years and to achieve it launched several action programs from time to time, details of which are known to all of you. It is big success coming out of sustained and continuous organisational efforts. We congratulate and complement our membership and cadre for this achievement.<br />
We convey our sincere thanks and gratitude to the Government, Indian Bank association and leadership of UFBU for accepting this demand of retirees and taking steps for final sanction.<br />
<br />
(2) PENSION UPDATION: we understand that pension updation issue is also being addressed while working details of the settlement in next 90 days. We hope this issue will also move forward in this settlement.<br />
(3) OTHER ISSUES: Other pending issues like improvement in ex-gratia payment to pre- 1986 retirees and their spouses , reduction in premium rates for group insurance policy are receiving attention of IBA/ UFBU and hope solution on them will come in near future.<br />
On this occasion, We appeal to membership to show confidence in the organisation and organisational efforts .We are sure our journey to provide more and more respect and dignity to bank retirees will continue and our struggle to achieve other pending demands will continue.<br />
With Revolutionary Greetings,<br />
Yours Sincerely,<br />
(S.C.JAIN)<br />
GENERAL SECRETARY<br />
<b>Unquote</b><br />
<br />
</div>
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Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0tag:blogger.com,1999:blog-887417032418581687.post-84019682098901973522020-07-05T10:25:00.000+05:302020-07-05T10:33:07.772+05:30Letter written by AIBPARC to Hon’ble minister of State for Finance, Government of India <div dir="ltr" style="text-align: left;" trbidi="on">
<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="font-size: medium;">We are reproducing hereunder the letter written by AIBPARC to Hon’ble minister of State for Finance,
Government of India dated – 29/06/20 ,</span><br />
<span style="font-size: medium;"> Quote</span><br />
<div>
<span style="font-size: medium;">Shri. Anurag Singh Thakur</span></div>
<div>
<span style="font-size: medium;"> Honorable Minister of State for Finance,</span></div>
<div>
<span style="font-size: medium;"> Govt of India,</span></div>
<div>
<span style="font-size: medium;"> New Delhi </span></div>
<div>
<span style="font-size: medium;"><br /></span></div>
<div>
<span style="font-size: medium;">Respected Sir, </span></div>
<div>
<span style="font-size: medium;"><br /></span></div>
<div>
<span style="font-size: medium;"> Pending Issues of Bank Pensioners & Retirees
We wish to profusely thank you for giving us an opportunity to hand you over our humble contribution
of Rs. 2.12 Crores by a bank draft in favour of PM-CARES FUND to demonstrate our resolve to
strengthen the efforts of our Hon'ble Prime Minister Shri Narender Modi ji in nation's fight against
Covid 19 - a global pandemic.
Sir, it was heartening to note that your good self not only lent an ear to listen to our grievances but
also evinced keen interest by seeking certain details and clarifications about the issues which need
early resolution. We are confident that your intervention into the matter will prove to be a boon to
the Senior and Super Senior Citizens of the Banking industry who have been the important vehicles
for transforming the economy of the country and also the social upliftment of the poor sections of the
society who were hitherto neglected. The success of PMJDY and Mudra Loans are only to mention
a few.
As explained to your goodself during our meeting on 24.06.2020 at your office, we have many
pending issues to be resolved by the Government & Indian Banks’ Association some of which are
under consideration at different stages. Out of all the pending issues, the following long pending
issues deserve immediate and favourable consideration more so because our members are a
vanishing tribe and many have already left the world without their legitimate dreams having been
realized. It is with this compassion; we earnestly request your goodself to resolve at least the </span></div>
<div>
<span style="font-size: medium;"> following issues to provide succour to our members who are senior & super senior citizens in the
their twilight years: </span></div>
<div>
<b><span style="font-size: medium;"><br /></span></b></div>
<div>
<span style="font-size: medium;"><b>1. Improvements in family pension</b> at par with Government & RBI pensioners
Even though the Banks’ Pension Scheme was drawn on the lines of Government & RBI Pension
Schemes, the family pension in Banks is quite inferior as it provides for a tapering slab
rate ranging from 30% to 15% where higher basic pay above a specified threshold attracts only
15% of last drawn basic pay that too with a ceiling/cap as against 30% uniform rate without any
ceiling or cap in case of Government & RBI family pension. Consequent to our taking up the
issue with IBA & DFS, IBA was kind enough to agree to our request and accordingly have sent
their recommendations to DFS for revising the family pension in Banks to 30% at par with
Government & RBI family pension about a year ago. Sir you will appreciate that most of the family
pensioners are elderly widows and hence deserve utmost compassion and sympathy. We,
therefore request you to get the same approved by the Government at the earliest. </span></div>
<div>
<span style="font-size: medium;"><br /></span></div>
<div>
<span style="font-size: medium;">2. <b>100% DA Neutralisation to Pre November 2002-Retirees:</b>
The Officer retirees in the Banks were getting tapered DA on their Basis pension. This anomaly
was rectified at the time of salary revision settlement in May 2005. However, while implementing
100% DA Neutralisation, the benefit was not given to those who had retired before November
2002. Sir, you will appreciate that price rise affects all pensioners in equal measures and hence
an artificial classification on the basis of the date of retirement violates Article 14 of the
constitution. The arbitrary denial of the benefit of 100% DA Neutralisation to the oldest of the
pensioners is therefore unreasonable and unfair more so when the benefit of 100% DA
Neutralisation has been extended to Government and RBI Pensioners. We therefore request
your intervention in advising IBA & DFS to remove the anomaly and oblige. </span></div>
<div>
<span style="font-size: medium;"><br /></span></div>
<div>
<span style="font-size: medium;">3. <b>Pension Updation/Revision
Pension </b>scheme in the banks was introduced in 1995 with effect from 1.1.1986. Pension
Regulation 35(1) provided that Basic pension and additional pension shall be updated in respect
of those who retired between 1.1.1986 & 31.10.1987 as per the formula given in Appendix-I.
Accordingly the updation was implemented. With a view to facilitating updation alongwith future
salary revisions, Pension Regulation 35(1) was amended vide Gazette Notification No.9 Dated
1st March 2003 as follows:
“Basic Pension & Additional Pension, wherever applicable, shall be updated as per the
formula given in Appendix I”
This amendment to Pension Regulations made the provision for updation an open ended
one. However, it remains unimplemented. Sir, you will appreciate that even the Honourable
Supreme Court has held that wage revision and pension revision are inseparable. The Govt of
India has already implemented Pension updation/revision in Reserve Bank of India with effect
from 1.4.2019 on the intervention of the Court by adopting the updation factors of 1.76, 2.44 & 3
3.63 for those who retired between the period 2007-2012, 2002-2007 & 1997-2002 respectively. </span></div>
<div>
<span style="font-size: medium;"><br /></span></div>
<div>
<span style="font-size: medium;">Sir, you will appreciate that unlike RBI, our Pension Regulations, which are Subordinate
Legislation, provide for an updation formula which obtains in the Central Government, but we are
agreeable to accept the updation factors which have been granted to RBI Pensioners. It is also
pertinent to submit that Pension Funds in Banks including State Bank are quite strong and have
a balance close to Rs.3.00 lakhs crores as on 31.3.2020. For a ready reference the pension
payments in all the banks including SBI for the year 2018-19 were Rs.17,415.16 crores as against
the Interest income and annual contribution by the banks amounting to Rs.32,023.00 crores. It is
thus clear that there is fairly healthy corpus to absorb the additional cost of pension updation
using the same factors as allowed in case of RBI. In as much as our pension scheme is akin to
Government Pension Scheme & RBI pension scheme and Banks Pension Regulation 56
provides that in case of doubt, a reference may be made to Central Civil Services Rules and
Commutation of Pension Rules, we request you to consider the pending pension updation issue
favourably and oblige. </span><br />
</div>
<div>
<span style="font-size: medium;"><b>4. Medical Insurance Scheme for Bank Retirees</b>
The Department of Financial Services advised IBA & the Banks vide its letter dt. 24.2.2012 to
evolve a medical insurance scheme - both for serving & retired employees. </span></div>
<div>
<span style="font-size: medium;">Accordingly, a new
medical scheme was introduced at the behest of IBA in the year 2015-16. While introducing the
New medical insurance scheme, the premium was borne by the banks for serving employees
and the retired employees who deserved the benefit of medical insurance scheme the most, were
given the option to join the scheme only on payment of premium by individual retirees. Since the
communication from DFS did not stipulate the payment of premium by the beneficiaries, the
implementation was a distortion which adversely affected the pensioners. We have been
demanding for the premium to be borne by the banks in respect of retirees too. Alternatively, we
should be covered under a scheme on the lines of CGHS for which one-time fixed contribution
may be collected from the retirees at the time of retirement from the service. It is pertinent to
mention here that the medical insurance premium for the retirees was Rs 7500/- with OPD facility
at the time of introduction of the scheme in 2015-16 but it has now been successively enhanced
to more than Rs 95000/- with OPD facilities during the year 2019-20. With the meagre fixed
pension, the pensioners & family pensioners are finding it difficult to make both the ends meet
and hence many have been driven out of the scheme on the grounds of unaffordability. The
hefty premium charged to Banks’ pensioners and retirees is evidently unaffordable. A levy of
18% GST on the premium and also on hospitalization bills comes as a bolt from the blue. We
request your urgent help in this regard as the due date for payment of renewal premium would
be in the month of October 2020. </span><br />
</div>
<div>
<span style="font-size: medium;"></span></div>
<div>
<span style="font-size: medium;">5. Reckoning of Special Allowance for Superannuation benefits
In the last salary revision (wef 1.11.2012), a special allowance as a specified percentage of basic
pay and also attracting DA was introduced. However, it was not reckoned for superannuation
benefits viz. pension & gratuity. Such exclusion is ultravires and ex-facie illegal. Honourable
Supreme Court has held that there cannot be two pays- one for monthly salary & other for
computation of pension. In another case, it was held by the Honourable Supreme Court that any
allowance which is attracting DA and is of permanent nature, not assigned to performance of any
specific duties and also paid during the period when the employee is on leave is to be treated as </span></div>
<div>
<span style="font-size: medium;"> a part of basic pay. The banks are reckoning this allowance for the purpose of encashment of
leave also. The special allowance paid by the bank fulfils the criteria laid down by the Honourable
Supreme Court. We therefore request that the said special allowance may please be reckoned
for computation of pension & gratuity in respect of those pensioners who have retired after
1.11.2012. </span></div>
<div>
<span style="font-size: medium;"><br /></span></div>
<div>
<span style="font-size: medium;">We once again take this opportunity to profusely thank you for the opportunity given. </span></div>
<div>
<span style="font-size: medium;"><br /></span></div>
<div>
<span style="font-size: medium;">With Regards,</span></div>
<div>
<span style="font-size: medium;"> Yours faithfully,
<br /> K.V.Acharya S.Sarkar </span></div>
<div>
<span style="font-size: medium;">PRESIDENT AIBPARC General Secretary</span></div>
<br />
<span style="font-size: medium;">Unquote</span><br />
<br /></div>
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Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com1tag:blogger.com,1999:blog-887417032418581687.post-66662750502442526632020-05-20T10:25:00.000+05:302020-05-20T10:27:35.340+05:30 Curative Petition filed by United Bank of India Welfare Association in Supreme Court In the matter of 100% DA.<div> <font size="4"><span style="font-family: arial;">Curative Petition filed by United Bank of India Welfare Association in Supreme Court In the matter of 100% DA India came</span><span style="font-family: monospace; left: 160.5px; top: 703.333px;"></span><span style="font-family: monospace; left: 169px; top: 703.333px;"></span><span style="font-family: monospace; left: 178.5px; top: 703.333px;"></span><span style="font-family: monospace; left: 194.5px; top: 703.333px;"></span><span style="font-family: monospace; left: 209.083px; top: 703.333px;"> <span style="font-family: arial;">f</span></span><span style="font-family: arial;"><span style="left: 215.167px; top: 703.333px;">o</span><span style="left: 225.667px; top: 703.333px;">r </span><span style="left: 237.167px; top: 703.333px;">h</span><span style="left: 247.667px; top: 703.333px;">e</span><span style="left: 257.667px; top: 703.333px;">a</span><span style="left: 267.25px; top: 703.333px;">r</span><span style="left: 274.167px; top: 703.333px;">i</span><span style="left: 278.75px; top: 703.333px;">n</span><span style="left: 289.25px; top: 703.333px;">g on </span><span style="left: 392.333px; top: 703.333px;">1</span><span style="left: 402.5px; top: 703.333px;">8</span><span style="left: 412.667px; top: 703.333px;">.</span><span style="left: 417.667px; top: 703.333px;">0</span><span style="left: 427.833px; top: 703.333px;">5</span><span style="left: 437.917px; top: 703.333px;">.</span><span style="left: 443px; top: 703.333px;">2</span><span style="left: 453.167px; top: 703.333px;">0</span><span style="left: 463.25px; top: 703.333px;">2</span><span style="left: 473.417px; top: 703.333px;">0 </span><span style="left: 488.167px; top: 703.333px;">b</span><span style="left: 498.667px; 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top: 703.333px;">.</span><span style="left: 699.583px; top: 703.333px;">O</span><span style="left: 712.833px; top: 703.333px;">r</span><span style="left: 719.833px; top: 703.333px;">a</span><span style="left: 729.417px; top: 703.333px;">l </span><span style="left: 738.583px; top: 703.333px;">h</span><span style="left: 749.083px; top: 703.333px;">e</span><span style="left: 759px; top: 703.333px;">a</span><span style="left: 768.583px; top: 703.333px;">r</span><span style="left: 775.583px; top: 703.333px;">i</span><span style="left: 780.167px; top: 703.333px;">n</span><span style="left: 790.667px; top: 703.333px;">g</span><span style="left: 804.583px; top: 703.333px;"> w</span><span style="left: 818.917px; top: 703.333px;">a</span><span style="left: 828.5px; top: 703.333px;">s </span><span style="left: 840.833px; top: 703.333px;">n</span><span style="left: 851.333px; top: 703.333px;">o</span><span style="left: 861.917px; top: 703.333px;">t</span><span style="left: 873.083px; top: 703.333px;"> p</span><span style="left: 883.667px; 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top: 727.75px;">t</span><span style="left: 161.5px; top: 727.75px;">h</span><span style="left: 172px; top: 727.75px;">r</span><span style="left: 179px; top: 727.75px;">o</span><span style="left: 189.5px; top: 727.75px;">u</span><span style="left: 200px; top: 727.75px;">g</span><span style="left: 209.417px; top: 727.75px;">h </span><span style="left: 224.417px; top: 727.75px;">t</span><span style="left: 231.167px; top: 727.75px;">h</span><span style="left: 241.667px; top: 727.75px;">e </span><span style="left: 256.083px; top: 727.75px;">r</span><span style="left: 263.083px; top: 727.75px;">e</span><span style="left: 273px; top: 727.75px;">l</span><span style="left: 277.583px; top: 727.75px;">e</span><span style="left: 287.583px; top: 727.75px;">v</span><span style="left: 296.583px; top: 727.75px;">a</span><span style="left: 306.167px; top: 727.75px;">n</span><span style="left: 316.667px; top: 727.75px;">t </span><span style="left: 327.917px; top: 727.75px;">d</span><span style="left: 338.417px; 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top: 727.75px;">p</span><span style="left: 509.167px; top: 727.75px;">e</span><span style="left: 519.083px; top: 727.75px;">t</span><span style="left: 525.833px; top: 727.75px;">i</span><span style="left: 530.417px; top: 727.75px;">t</span><span style="left: 537.083px; top: 727.75px;">i</span><span style="left: 541.667px; top: 727.75px;">o</span><span style="left: 552.25px; top: 727.75px;">n </span><span style="left: 567.25px; top: 727.75px;">w</span><span style="left: 581.583px; top: 727.75px;">a</span><span style="left: 591.083px; top: 727.75px;">s </span><span style="left: 603.417px; top: 727.75px;">d</span><span style="left: 613.917px; top: 727.75px;">i</span><span style="left: 618.583px; top: 727.75px;">s</span><span style="left: 626.333px; top: 727.75px;">m</span><span style="left: 642.333px; top: 727.75px;">i</span><span style="left: 646.917px; top: 727.75px;">s</span><span style="left: 654.75px; top: 727.75px;">s</span><span style="left: 662.583px; top: 727.75px;">e</span><span style="left: 672.5px; top: 727.75px;">d </span><span style="left: 687.5px; top: 727.75px;">b</span><span style="left: 698.083px; top: 727.75px;">y</span><span style="left: 711.583px; top: 727.75px;"> t</span><span style="left: 718.333px; top: 727.75px;">h</span><span style="left: 728.833px; top: 727.75px;">e </span><span style="left: 743.25px; top: 727.75px;">b</span><span style="left: 753.75px; top: 727.75px;">e</span><span style="left: 763.75px; top: 727.75px;">n</span><span style="left: 774.25px; top: 727.75px;">c</span><span style="left: 782.667px; top: 727.75px;">h.</span></span></font></div><div><font size="4"><span style="font-family: arial;"><span style="left: 782.667px; top: 727.75px;"><br /></span></span></font></div><div><font size="4"><span style="font-family: arial;"><span style="left: 782.667px; top: 727.75px;"><a href="http://aibrf.com/Circulars/letter_no_407-_curative_petition1(1).pdf" target="_blank">Click here to view the circular by AIBRF on the above subject</a><br /></span></span></font></div><div><font size="4"><span style="font-family: arial;"><span style="left: 782.667px; top: 727.75px;"><br /></span></span></font></div><div><pre style="text-align: left;"><font size="4"><span style="font-family: arial;"><span style="left: 782.667px; top: 727.75px;"><br /></span></span></font></pre></div>
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</script>Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0tag:blogger.com,1999:blog-887417032418581687.post-38153005239132341632020-03-05T13:45:00.000+05:302020-03-05T13:55:37.873+05:30<div dir="ltr" style="text-align: left;" trbidi="on">
<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="font-family: "arial" , sans-serif;">Three
Judge Bench of Hon’ble Supreme Court has dismissed the Civil Appeal
filed by the SBI with regard to extension of pension benefits to those
employees who retired from the service of the Bank after rendering service over
15 years, but less than 20 years under SBI Voluntary Retirement Scheme -
2000/01.</span><br />
<span style="font-family: "arial" , sans-serif;"><span style="font-family: "arial" , sans-serif;"> Following
lines from Hon’ble Supreme Court in this Judgment are reproduced below</span>
</span><br />
<div style="font-family: Calibri,sans-serif; font-size: 11pt; line-height: 15pt; margin: 0in 22.3pt 0.0001pt 0in; text-align: justify;">
<br /></div>
<div style="font-family: Calibri,sans-serif; font-size: 11pt; line-height: 15pt; margin: 0in 45pt 0.0001pt 0.25in; text-align: justify;">
<i><span style="font-family: "georgia" , serif;">"This Court
observed that the principal aim of the socialist State as envised in the
Preamble is to eliminate inequality. The
basic framework of socialism is to provide security in the fall of life to the
working people and especially provides security from the cradle to the grave
when employees have rendered service in heydays of life, they cannot be
destituted in old age, by taking action in an arbitrary manner and for omission
to complete obligation assured one."</span></i></div>
<div style="font-family: Calibri,sans-serif; font-size: 11pt; line-height: 15pt; margin: 0in 45pt 0.0001pt 0.25in; text-align: justify;">
<br /></div>
<div style="font-family: Calibri,sans-serif; font-size: 11pt; line-height: 15pt; margin: 0in 45pt 0.0001pt 0.25in; text-align: justify;">
<a href="https://drive.google.com/open?id=19xzBAxITAQaR9uFZs-aBcWoIIJfUmOS_" target="_blank"><i><span style="font-family: "georgia" , serif;"> </span></i></a><span style="font-family: "georgia" , serif;"><a href="https://drive.google.com/open?id=19xzBAxITAQaR9uFZs-aBcWoIIJfUmOS_" target="_blank">Click here to view the copy of full judgement</a></span></div>
<div style="font-family: Calibri,sans-serif; font-size: 11pt; line-height: 15pt; margin: 0in 45pt 0.0001pt 0.25in; text-align: justify;">
<span style="font-family: "georgia" , serif;"><br /></span><i><span style="font-family: "georgia" , serif;"></span></i></div>
<div style="font-family: Calibri,sans-serif; font-size: 11pt; line-height: 15pt; margin: 0in 45pt 0.0001pt 0.25in; text-align: justify;">
<span style="font-family: "georgia" , serif;"><br /></span><i><span style="font-family: "georgia" , serif;"></span></i></div>
</div>
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Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com1tag:blogger.com,1999:blog-887417032418581687.post-67182641399109630372020-03-01T11:11:00.001+05:302020-03-01T11:11:38.275+05:30Bipartite talks between UFBU and IBA on 29th Feb 2020<div dir="ltr" style="text-align: left;" trbidi="on">
<div dir="ltr" style="text-align: left;" trbidi="on">
<span style="font-family: sans-serif; font-size: 20px; left: 180.083px; top: 670.607px; transform: scalex(0.988515);">During Bipartite talks between UFBU and IBA on 29th Feb 2020 following points pertaining to pensioners emerged.</span><br />
<span style="font-family: sans-serif; font-size: 20px; left: 180.083px; top: 670.607px; transform: scalex(0.988515);">Improvement in Family Pension </span><span style="font-family: sans-serif; font-size: 20px; left: 461.883px; top: 670.607px;">–</span><span style="font-family: sans-serif; font-size: 20px; left: 478.55px; top: 670.607px; transform: scalex(1.00033);">matter recommended to Government, will be </span><span style="font-family: sans-serif; font-size: 20px; left: 180.083px; top: 694.774px; transform: scalex(1.00011);">expedited.</span><br />
<span style="font-family: sans-serif; font-size: 20px; left: 180.083px; top: 694.774px; transform: scalex(1.00011);"> </span><span style="font-family: sans-serif; font-size: 20px; left: 150.083px; top: 718.843px;"></span><span style="font-family: sans-serif; font-size: 20px; left: 180.083px; top: 718.94px; transform: scalex(0.976315);">On updation, IBA agreed that some improvement </span><span style="font-family: sans-serif; font-size: 20px; left: 646.95px; top: 718.94px; transform: scalex(0.965866);">in the Pension would be </span><span style="font-family: sans-serif; font-size: 20px; left: 180.083px; top: 743.107px; transform: scalex(0.964047);">worked out for the retirees of earlier settlements period by working out the </span><span style="font-family: sans-serif; font-size: 20px; left: 180.083px; top: 767.324px; transform: scalex(0.98255);">cost.</span><br />
<br /></div>
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Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com1tag:blogger.com,1999:blog-887417032418581687.post-13295429478839779102020-02-01T11:20:00.001+05:302020-02-01T15:57:11.616+05:30D.A. payable to bank pensioners.w.e.f.Feb 2020 to Jul 2020 - increase by 78 slabs<div dir="ltr" style="text-align: left;" trbidi="on">
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<b>D.A. payable to bank pensioners.w.e.f.Feb 2020 to Jul 2020 - increase by 78 slabs</b><br />
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<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse; margin-left: 4.8pt; width: 458px;"><tbody>
<tr style="height: 13.5pt;"><td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 13.5pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;"></span></div>
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<td colspan="6" nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: black; border-right-width: 2.25pt; border-style: none double solid none; border-top-width: initial; height: 13.5pt; padding: 0in 5.4pt; width: 295.65pt;" valign="bottom" width="394"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 9.0pt;">D.A.PAYABLE TO BANK
PENSIONERS.w.e.f.1st.Feb'2020 to Jul'2020</span></b></div>
</td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">RETIRED</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 55.65pt;" valign="bottom" width="74"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">On Or After</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">1.1.1986</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">7479</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">1719</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">over 600</span></b></div>
</td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">Upto 1250</span></div>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 55.65pt;" valign="bottom" width="74"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">1251-2000</span></div>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">2001-2130</span></div>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">Above 2130</span></div>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">1151.73</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 55.65pt;" valign="bottom" width="74"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">945.45</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">567.27</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">292.23</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">%</span></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">RETIRED</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 55.65pt;" valign="bottom" width="74"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">After</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">1.11.1992</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">upto 31.3.98</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">1582</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">over 1148</span></b></div>
</td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">Upto 2400</span></div>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 55.65pt;" valign="bottom" width="74"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">2401-3850</span></div>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">3851-4100</span></div>
</td>
<td colspan="2" nowrap="nowrap" style="border-style: none; border-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 96pt;" valign="bottom" width="128"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">Above 4100 </span></div>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">553.70</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 55.65pt;" valign="bottom" width="74"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">458.78</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">268.94</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">142.38</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">%</span></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">RETIRED</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 55.65pt;" valign="bottom" width="74"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">AFTER</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">1.11.98 upto</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">31.10.2002</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">1448</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">over 1684</span></b></div>
</td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">Upto 3550 </span></div>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 55.65pt;" valign="bottom" width="74"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">3551-5650</span></div>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">5651-6010</span></div>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">Above 6010</span></div>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><br /></td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">347.52</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 55.65pt;" valign="bottom" width="74"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">289.60</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 1pt; border-style: none solid solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">173.76</span></b></div>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">86.88</span></b></div>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">%</span></div>
</td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">RETIRED</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 55.65pt;" valign="bottom" width="74"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">ON OR</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">AFTER</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid windowtext; border-left-style: none; border-left-width: initial; border-right-style: none; border-right-width: initial; border-top: 1pt solid windowtext; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">1.11.2002</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid windowtext; border-left-style: none; border-left-width: initial; border-right-style: none; border-right-width: initial; border-top: 1pt solid windowtext; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">1297</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid windowtext; border-left-style: none; border-left-width: initial; border-right: 2.25pt double windowtext; border-top: 1pt solid windowtext; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">over2288</span></b></div>
</td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 55.65pt;" valign="bottom" width="74"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">233.46</span></b></div>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">%</span></b></div>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><br /></td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid windowtext; border-left-style: none; border-left-width: initial; border-right-style: none; border-right-width: initial; border-top: 1pt solid windowtext; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">RETIRED</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid windowtext; border-left-style: none; border-left-width: initial; border-right-style: none; border-right-width: initial; border-top: 1pt solid windowtext; height: 12.75pt; padding: 0in 5.4pt; width: 55.65pt;" valign="bottom" width="74"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">ON OR</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid windowtext; border-left-style: none; border-left-width: initial; border-right-style: none; border-right-width: initial; border-top: 1pt solid windowtext; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">AFTER</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid windowtext; border-left-style: none; border-left-width: initial; border-right-style: none; border-right-width: initial; border-top: 1pt solid windowtext; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">1.11.2007</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid windowtext; border-left-style: none; border-left-width: initial; border-right-style: none; border-right-width: initial; border-top: 1pt solid windowtext; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">1160</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom: 1pt solid windowtext; border-left-style: none; border-left-width: initial; border-right: 2.25pt double windowtext; border-top: 1pt solid windowtext; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;">over 2836</span></b></div>
</td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 55.65pt;" valign="bottom" width="74"><br /></td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">174.00</span></b></div>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">%</span></b></div>
</td>
<td nowrap="nowrap" style="height: 12.75pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><br /></td>
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
</tr>
<tr style="height: 12.75pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td colspan="5" nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-width: initial; border-style: none none solid; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 247.65pt;" valign="bottom" width="330"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 9.0pt;">RETIRED ON OR AFTER <wbr></wbr> 1.11.2012</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 1pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double solid none; border-top-width: initial; height: 12.75pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
</tr>
<tr style="height: 13.5pt;">
<td nowrap="nowrap" style="border-bottom-width: initial; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double none none; border-top-width: initial; height: 13.5pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
</td>
<td colspan="2" nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 2.25pt; border-left-width: initial; border-right-width: initial; border-style: none none double; border-top-width: initial; height: 13.5pt; padding: 0in 5.4pt; width: 103.65pt;" valign="bottom" width="138"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 8.0pt;"><a data-saferedirecturl="https://www.google.com/url?q=http://31.01.2020.pm&source=gmail&ust=1580618907122000&usg=AFQjCNFO4rvZMPF2QktiAwVQr16jdCIhyA" href="http://31.01.2020.pm/" target="_blank">31.01.2020.pm</a>.</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 2.25pt; border-left-width: initial; border-right-width: initial; border-style: none none double; border-top-width: initial; height: 13.5pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">75.90</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 2.25pt; border-left-width: initial; border-right-width: initial; border-style: none none double; border-top-width: initial; height: 13.5pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">%</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 2.25pt; border-left-width: initial; border-right-width: initial; border-style: none none double; border-top-width: initial; height: 13.5pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div align="right" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: right;">
<b><span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">759</span></b></div>
</td>
<td nowrap="nowrap" style="border-bottom-color: windowtext; border-bottom-width: 2.25pt; border-left-width: initial; border-right-color: windowtext; border-right-width: 2.25pt; border-style: none double double none; border-top-width: initial; height: 13.5pt; padding: 0in 5.4pt; width: 48pt;" valign="bottom" width="64"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "arial" , "sans-serif"; font-size: 10.0pt;">over 4440</span></div>
<span style="color: #888888;">
</span></td></tr>
<tr style="height: 13.5pt;">
<td nowrap="nowrap" style="height: 13.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><br /></td>
<td nowrap="nowrap" style="height: 13.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><br /></td><td nowrap="nowrap" style="height: 13.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><br /></td>
<td nowrap="nowrap" style="height: 13.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 55.65pt;" valign="bottom" width="74"><br /></td>
<td nowrap="nowrap" style="height: 13.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><br /></td>
<td nowrap="nowrap" style="height: 13.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><br /></td>
<td nowrap="nowrap" style="height: 13.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><br /></td>
<td nowrap="nowrap" style="height: 13.5pt; padding: 0in 5.4pt 0in 5.4pt; width: 48.0pt;" valign="bottom" width="64"><br /></td>
</tr>
</tbody></table>
</div>
<br />
<div style="font-family: Arial,Helvetica,sans-serif; text-align: justify;">
<span style="font-size: small;"><span style="color: blue;"><span style="color: #333333;">D.A
calculator is available for calculating revised D.A. and
difference. For calculating D.A , enter basic ( original basic
without reducing commutation amount) and click on the calculate
button. Revised D.A , Present D.A. and difference will be displayed
on the calculator. Select appropriate retirement date range according
to the date of retirement.</span></span></span></div>
<div style="text-align: justify;">
<span style="font-size: small;"> <span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="color: blue;"><span style="color: #333333;"></span></span><br />
<span style="color: blue;"><span style="color: #333333;">Click on the following link for D A Calculator. </span></span></span></span></div>
<span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
</span></span><br />
<span style="font-size: small;">
</span>
<br />
<div style="text-align: justify;">
<span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
<span style="color: blue;"><span style="color: #333333;"> </span></span></span></span></div>
<span style="font-size: small;">
<span style="font-family: "arial" , "helvetica" , sans-serif;">
<a href="http://bankpensioner.com/dacalculator_feb_2020.html" target="_blank"><b><span style="color: blue;"><span style="color: #333333;">D.A. Calculator</span></span></b></a></span></span><br />
<br />
<br /></div>
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Chandrashkhar Belsarehttp://www.blogger.com/profile/09395877357361329261noreply@blogger.com0